Internship - Credit Operations

Rize

Our Team

• We love working together, being creative, and doing things differently!
• Our team is made up of people with different nationalities.
• We work from a cozy office in Riyadh, Saudi Arabia.
• And hey, we're not just smart, we're really good at coming up with new ideas.
• Our core values & Principles
• Innovation – We’re a technology-driven team with the purpose of uplifting the real estate sector. We are the leaders of the industry in innovation.
• Customer Centricity – We put the customer at the core of every decision and action.
• Adaptability - Being able to adapt quickly to changing market conditions and customer needs.
• Empowerment & Collaboration – Our team is the most valuable aspect of the company; We respect all ideas, our team enjoys authority, autonomy, and collaboration. Ethical Excellence - We perform within the highest ethical standard.

Job Summary

Credit Operations Intern

Your role

• is to ensure that every credit decision is backed by solid data, every application meets strict policy standards, and the overall health of the credit portfolio is monitored with precision
• What will you be doing?
• Credit Assessment: Assisting in the "detective work" of reviewing credit applications and verifying that all supporting documentation is accurate and complete.
• Risk Analysis: Supporting the team in evaluating the creditworthiness of applicants by analyzing their financial background and potential risk factors.
• Database Management: Keeping the credit "source of truth" updated by maintaining databases and ensuring that records reflect the most current status of loans or credit lines.
• Cross-Functional Coordination: Working with various internal departments to ensure that all credit activities remain compliant with the company’s internal risk policies.
• Portfolio Monitoring: Helping prepare performance reports that track the "health" of the credit portfolio, identifying trends in repayments or potential defaults
• You're a perfect match if you have
• Academic Background: Currently enrolled in a Bachelor’s or Master’s program in Finance, Economics, or Business Administration.
• An Analytical Mindset: You enjoy digging into data to find the "story" behind the numbers and understand why a certain risk might be acceptable or not.
• Financial Literacy: A foundational understanding of Financial Statements (Balance Sheets and Income Statements) and basic Credit Risk principles.
• Excel Efficiency: Proficiency in Microsoft Excel, with the ability to organize data and use basic formulas to generate reports.
• Unwavering Attention to Detail: Because a small error in a credit assessment can have a large financial impact, you pride yourself on being meticulous and thorough.

Benefits

• What do we offer?
• Competitive salary - Receive a competitive salary package in USD or SAR, reflecting your skills and contributions in our industry.
• Diverse International team - Join a diverse international team where different perspectives and backgrounds enrich our collaborative culture.
• Innovation - Shape the future of Proptech with your groundbreaking ideas and technological prowess.
• Direct Impact - See your ideas come to life and make tangible changes in an industry ripe for revolution.
• Fast-paced Learning - Grow personally and professionally every day with opportunities to master new skills in our dynamic start-up environment.
• Creative Freedom - Take the reins, innovate, and push boundaries with the freedom to experiment, learn, and grow at Rize.
• Close-knit Community - Join a collaborative, supportive team where your voice matters and your contributions are recognized and celebrated.