Insurance Underwriter
Role Overview
Lead Warrantywise's underwriting function for vehicle warranty products.
Reports to the CFO and works closely with Claims, Pricing, Data and Finance teams.
The role combines technical underwriting expertise, people leadership and commercial judgement.
Key Skills for This Role
Full Job Posting
Role overview
Lead Warrantywise's underwriting function for vehicle warranty products.
Reports to the CFO and works closely with Claims, Pricing, Data and Finance teams.
The role combines technical underwriting expertise, people leadership and commercial judgement.
Key responsibilities
- Lead the underwriting team and set standards for underwriting decisions.
- Own risk appetite, underwriting policy and pricing strategy; review risks outside standard authority.
- Monitor loss ratios, claims trends and portfolio performance with specialist teams.
- Maintain external insurer, reinsurer and broker relationships.
- Develop guidelines, referral criteria, training and quality assurance; report performance and recommend actions.
- Identify new products, risk segments and process improvements for sustainable growth.
Essential qualifications and experience
- Significant insurance underwriting management experience; motor, warranty or general insurance backgrounds are welcome.
- Technical knowledge of risk assessment, pricing and policy wording; proven underwriter team leadership.
- Commercial track record balancing growth and profitability, with strong analytical and stakeholder skills.
- Senior data analyst experience or equivalent, with strong Excel and SQL and/or Power BI skills.
- Relevant professional qualification such as Cert CII, Dip CII or ACII, or working towards one.
Desirable qualifications and experience
- Motor warranty, extended warranty or automotive insurance experience; reinsurer, insurer-panel or MGA experience.
- Familiarity with pricing or actuarial methods and data-driven underwriting tools.
- Relevant degree or accountancy experience or qualification, with understanding of insurance finance, reserving and management accounts.
Workplace and schedule
- Blackburn, Lancashire; office-based, with one work-from-home day.
- Full-time, permanent; Monday to Friday, 9:00am–5:00pm.
Compensation and benefits
- Salary is £55,000–£75,000 per annum, depending on experience.
- Benefits include 22 days' holiday plus bank holidays, pension, healthcare support and employee warranty discounts.
Apply for this job in 1 click
Skip the repetitive application forms
Install the Base Career Chrome Extension and autofill job applications across major job boards with your profile.
Trusted by over 500,000 job seekers on Base Career
More from this employer
More jobs at Warrantywise Ltd
Senior Underwriter
Blackburn, GBR
Warrantywise is seeking an experienced Underwriting Manager to lead its underwriting function, team and product risk strategy. The role requires substantial insurance underwriting management experience, technical experti
Senior Data Analyst
Blackburn, GBR
Warrantywise is seeking a Senior Data Analyst to lead Power BI reporting, data modelling, and commercial insight across claims, sales, marketing, finance, and operations. The role requires 4+ years of analytical experien