Head of Consumer Banking Data Products
Key Skills for This Role
Full Job Posting
Define and Execute Data Product Strategy
Develop and maintain the Consumer Banking data product strategy and multi-year roadmap.
Align investments to business growth, customer experience, operational efficiency, risk management, and enterprise modernization objectives.
Identify opportunities to leverage data as a strategic asset across Consumer Banking.
Lead the Consumer Banking Data Product Portfolio
Manage a portfolio of data products across customer, deposits, lending, payments, digital banking, servicing, fraud, risk, and operations domains.
Prioritize investments based on business value, customer impact, regulatory requirements, and strategic importance.
Establish clear ownership, accountability, lifecycle management, and success metrics for all strategic data products.
Partner with Business and Technology Leaders
Act as a strategic advisor to Consumer Banking executives and business leaders.
Translate business strategies and customer needs into data product requirements, roadmaps, and investment priorities.
Build strong partnerships across Consumer Banking, Technology, Architecture, Analytics, AI, Risk, Operations, and Enterprise Data teams.
Drive Customer-Centric and AI-Ready Data Products
Advance capabilities such as Customer 360, customer intelligence, personalization, journey analytics, and next-best-action solutions.
Define requirements for real-time and event-driven data products supporting customer engagement, fraud detection, servicing automation, and operational intelligence.
Ensure data products are designed to support AI, analytics, intelligent automation, and future digital capabilities.
Deliver Business Value and Adoption
Define and monitor product adoption, utilization, business outcomes, financial impact, customer experience improvements, and productivity gains.
Promote a culture focused on measurable value delivery, product thinking, and data-driven decision making.
Communicate business outcomes and investment effectiveness to executive stakeholders.
Promote Enterprise Alignment and Reuse
Partner with Enterprise Data, Architecture, Engineering, and Governance teams to drive consistency and interoperability across the data ecosystem.
Champion reusable data assets, common business definitions, standardized KPIs, and shared data services.
Support enterprise data modernization and data product operating model maturity.
Experience
- 12+ years of experience in Data Product Management, Data Strategy, Data & Analytics, Product Management, Digital Transformation, or related leadership roles.
- 8+ years of leadership experience driving complex enterprise initiatives and cross-functional teams.
- Significant experience within Consumer Banking, Financial Services, FinTech, or other regulated industries.
- Proven success delivering enterprise-scale data products and data-driven transformation programs.
- Demonstrated ability to influence senior executives and lead organizational change.
- Business & Technical Expertise
- Consumer Banking products and operations
- Deposits, lending, payments, and digital banking
- Customer experience, journey management, and marketing analytics
- Data product management and domain-driven ownership models
- Cloud-based data platforms and modern data architectures
- APIs, event-driven systems, and real-time data capabilities
- AI-ready data architectures, Customer 360, metadata, and data discovery solutions
- Lakehouse architectures
- Real-time analytics platforms
- Generative AI and Agentic AI ecosystems
- Digital personalization platforms
- Intelligent automation technologies
- Leadership Competencies
- Exceptional executive presence and communication skills.
- Ability to influence without direct ownership.
- Strong stakeholder management and organizational alignment capabilities.
- Ability to translate complex data concepts into business outcomes.
- Strong commercial mindset and strategic thinking skills.
- Education
- Bachelor's degree required.
- Success Measures
- Adoption and utilization of Consumer Banking data products
- Business value generated from data product investments
- Improvements in customer experience and engagement
- Increased reuse of trusted enterprise data assets
- Reduction of duplicated data solutions
- Enablement of AI and digital transformation initiatives
- Growth in self-service and real-time data capabilities
- Strong stakeholder satisfaction and enterprise alignment
- Hours & Work Schedule
- Hours per Week: 40
- Work Schedule: Monday-Friday
- Hybrid: 4 days per week on-site, 1 day remote
- Pay Transparency
- We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits.
Business & Technical Expertise
Strong understanding of:
Consumer Banking products and operations
Deposits, lending, payments, and digital banking
Customer experience, journey management, and marketing analytics
Data product management and domain-driven ownership models
Cloud-based data platforms and modern data architectures
APIs, event-driven systems, and real-time data capabilities
AI-ready data architectures, Customer 360, metadata, and data discovery solutions
Preferred:
Lakehouse architectures
Real-time analytics platforms
Generative AI and Agentic AI ecosystems
Digital personalization platforms
Intelligent automation technologies
Leadership Competencies
Exceptional executive presence and communication skills.
Ability to influence without direct ownership.
Strong stakeholder management and organizational alignment capabilities.
Ability to translate complex data concepts into business outcomes.
Strong commercial mindset and strategic thinking skills.
Education
Bachelor's degree required.
Master's degree or MBA preferred.
Relevant Product Management, Data, Cloud, Agile, or Architecture certifications preferred.
Success Measures
Success will be measured by:
Adoption and utilization of Consumer Banking data products
Business value generated from data product investments
Improvements in customer experience and engagement
Increased reuse of trusted enterprise data assets
Reduction of duplicated data solutions
Enablement of AI and digital transformation initiatives
Growth in self-service and real-time data capabilities
Strong stakeholder satisfaction and enterprise alignment
Hours & Work Schedule
Hours per Week: 40
Work Schedule: Monday-Friday
Hybrid: 4 days per week on-site, 1 day remote
Pay Transparency
The salary range for this position is $170,000 - $226,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the budget, work location, and relevant skills and experience.
We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits.
Preferred Qualifications
- Master's degree or MBA preferred.
- Relevant Product Management, Data, Cloud, Agile, or Architecture certifications preferred.
- The salary range for this position is $170,000 - $226,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the budget, work location, and relevant skills and experience.
Responsibilities
- Develop and maintain the Consumer Banking data product strategy and multi-year roadmap.
- Align investments to business growth, customer experience, operational efficiency, risk management, and enterprise modernization objectives.
- Identify opportunities to leverage data as a strategic asset across Consumer Banking.
- Manage a portfolio of data products across customer, deposits, lending, payments, digital banking, servicing, fraud, risk, and operations domains.
- Prioritize investments based on business value, customer impact, regulatory requirements, and strategic importance.
- Establish clear ownership, accountability, lifecycle management, and success metrics for all strategic data products.
- Act as a strategic advisor to Consumer Banking executives and business leaders.
- Translate business strategies and customer needs into data product requirements, roadmaps, and investment priorities.
- Build strong partnerships across Consumer Banking, Technology, Architecture, Analytics, AI, Risk, Operations, and Enterprise Data teams.
- Advance capabilities such as Customer 360, customer intelligence, personalization, journey analytics, and next-best-action solutions.
- Define requirements for real-time and event-driven data products supporting customer engagement, fraud detection, servicing automation, and operational intelligence.
- Ensure data products are designed to support AI, analytics, intelligent automation, and future digital capabilities.
- Define and monitor product adoption, utilization, business outcomes, financial impact, customer experience improvements, and productivity gains.
- Promote a culture focused on measurable value delivery, product thinking, and data-driven decision making.
- Communicate business outcomes and investment effectiveness to executive stakeholders.
- Partner with Enterprise Data, Architecture, Engineering, and Governance teams to drive consistency and interoperability across the data ecosystem.
- Champion reusable data assets, common business definitions, standardized KPIs, and shared data services.
- Support enterprise data modernization and data product operating model maturity.
About Citizens Financial Group, Inc.
US regional bank holding company providing diverse financial services.
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