Data Scientist

We're looking for a Data Scientist to build the Murphy’s brain — the ML that decides who we contact, when, how and how often, to recover the most debt inside hard legal limits. Recovery is a data problem before it's a voice problem, and you own the data problem. This is one of the highest-leverage seats in the company: your models set the strategy every AI agent executes, on every call.

Murphy builds AI voice agents that collect overdue debt for banks: more recovered, faster, cheaper, fully compliant, and respectful to the debtor. We're live with Santander, Revolut, BBVA and dozens others. We've proven the product in large-scale pilots with top-tier banks — now we're making every contact smarter, and we need a scientist to own the models that decide how we collect.

Own the contact strategy. Who Murphy contacts, when, how often, on which channel — voice, WhatsApp, etc. — to maximise recovery inside hard legal guardrails.

Model the debtor. Propensity and uplift models — who picks up, who pays, who responds to which voice, script or offer — turned into live segments the agents act on.

Optimise with experiments. A/B tests and bandits over timing, cadence, voice and negotiation policy; find what lifts recovery, and ship it fast.

Own business-level outcomes. Collaborate with product, engineering and commercial teams to define solutions and improve the key metrics.

You hold a degree in mathematics, statistics, machine learning, or computer science.

Rigorous with probability and statistics. Experimental design, causal inference. You reach for the right tool, and you know when a result is real.

AI-native, ruthless on quality. You reach for AI to automate and streamline by default — and you know exactly where it gets sloppy. You never let that through, and you control quality rigorously.

You don’t need a collections or fintech background. We’d rather teach the domain to a killer than hire a lifer who can’t ship — you’ll pick up the domain, the data and the regulation cold, fast.

1️⃣ First Interview – Getting to Know You

A conversation with a future teammate who’s excited to find a new colleague. We’ll talk about your story, what drives you, and what you’re looking for next—no trick questions, just a genuine exchange.

2️⃣ Second Interview – Deep Dive

You’ll meet the Hiring Manager and potentially another team member. This is a more technical discussion where we explore your skills in detail, walk through real scenarios, and answer any questions you might have about the role.

3️⃣ Tech Assessment or Business Case

A practical exercise to see how you approach challenges similar to those you’d tackle at Murphy. You’ll have time to reflect and showcase your thinking—no rush, no surprises.

4️⃣ Call with the Founders

Our founders meet every team member and it’s a great opportunity for you to learn about the company and its direction.

👉 To learn more about how we hire and what to expect at every step, feel free to explore our Hiring Guide !

👉 We are committed to building a diverse, inclusive, and equitable workplace where everyone, regardless of background, identity, or experience, feels valued and empowered to thrive. We believe that different perspectives drive innovation and success, and we actively foster an environment where all voices are heard and respected.