Credit Risk Analyst

We're on the lookout for our first Analyst to join our lovely Risk team, guided by our amazing Head of Risk.

This role is tailor-made for individuals who are bright, imaginative, and keen to develop their skills within the Risk team.

Prior experience in Fin-tech and B2C Buy-Now-Pay-Later industry is preferred.

What will you be doing?

• Analyze prospective tenants' credit history and businesses financial statements to determine the risk involved in extending Rize's RNPL product.

• Report tenants' commitments in the Simah Portal in a timely and accurate manner.

• Monitor collections, maintain detailed reports, and communicate findings to management.

• Develop, implement, and oversee the collection process, ensuring the team meets set KPIs.

• Predict and evaluate potential risks involved with specific transactions and improve fraud detection.

• Collaborate with the leasing team to ensure potential tenants meet Rize's credit criteria.

• Prepare reports detailing risk assessment findings and suggest changes to Rize's credit policies.

• Work with the team to enhance and automate assessments and Collections analytics while supporting the implementation of collections strategies and monitoring their performance.

• Help designing and developing reports and dashboards to present insights and set anomaly alerts according to monitoring rules.

• Deliver insights and optimisation of our risk performance.