Credit & Portfolio Management - Vice President
Profile Summary Act as a core member of the Portfolio Management Team, with primary responsibility for portfolio management activities, including balance sheet optimization, capital efficiency, and portfolio-level risk management across the MEA portfolio.
Skills
About This Role
Profile Summary
- Act as a core member of the Portfolio Management Team, with primary responsibility for portfolio management activities, including balance sheet optimization, capital efficiency, and portfolio-level risk management across the MEA portfolio.
- Lead and drive portfolio strategy and capital optimization initiatives, including asset recycling, secondary distribution, and structural balance sheet efficiency improvements.
- Contribute to the enhancement of portfolio transparency and decision ‑ making through the continuous improvement, maintenance and effective use of portfolio analytics, dashboards, and reporting tools.
- Execute robust and proactive post-execution credit monitoring with a strong focus on early risk identification, structured escalation, and portfolio discipline.
- Serve as an independent credit quality assurance and checker function, working closely with Portfolio Management, Credit, Business, and Operations stakeholders to safeguard credit standards.
Portfolio Management & Capital Optimization
- Lead portfolio management initiatives aimed at optimizing balance sheet usage and capital efficiency across the MEA portfolio.
- Enhance and manage portfolio frameworks and metrics to support disciplined, repeatable capital allocation, recycling, and exit decisions at a portfolio level, with appropriate benchmarking.
- Drive capital optimization and RWA efficiency initiatives through structured planning, execution, and ongoing portfolio monitoring.
- Lead and coordinate capital release and portfolio optimization activities, including structured solutions and secondary market approaches, in collaboration with relevant internal stakeholders.
- Partner with internal teams to evaluate and execute portfolio ‑ level initiatives in line with risk appetite, capital priorities, and overall business strategy.
Operational Efficiency & Portfolio Infrastructure
- Drive improvements in portfolio management infrastructure, including process optimization and reduction of manual inefficiencies within portfolio ‑ related workflows.
- Lead the ongoing enhancement, maintenance and effective utilisation of regional portfolio management dashboards to improve transparency, monitoring, and decision ‑ making.
- Support clearer ownership, standardized procedures, and stronger controls across portfolio ‑ related middle office activities.
Credit Monitoring & Control
- Perform accurate, timely, and proactive credit monitoring responsibilities across the MEA portfolio, including financial and non ‑ financial covenant monitoring.
- Ensure rating renewals are completed accurately and in full compliance with internal policies, coordinating with relevant stakeholders to prevent delays or omissions.
- Identify, assess, and escalate covenant breaches, potential breaches, or early signs of credit deterioration in accordance with internal policies and escalation frameworks.
- Maintain complete, accurate, and audit ‑ ready documentation relating to covenant monitoring, rating renewals, and ongoing credit conditions.
Credit Quality Assurance & Checker Role
- Act as a primary checker and quality gatekeeper for credit applications, rating applications, loan agreement checklists, execution checklists, and related credit documentation submitted by Credit team.
- Ensure submissions are accurate, consistent, and aligned with approved credit terms and internal policies prior to approval, minimizing rework and execution risk.
- Support strong credit governance through disciplined review standards, documentation control, and adherence to policy requirements.
Team Contribution
- Share knowledge and provide guidance to junior team members where required.
- Undertake ad ‑ hoc tasks and projects as requested by the Head of Portfolio Management in line with the team priorities.
Qualifications, Skills And Experience
- Bachelors Degree or equivalent
- Great organisational and time management skills
- Excellent communication skills
- Strong numerical and analytical skills
- Customer-centric career experience
- Demonstrable ability to innovate, support change and problem solve
- Collaborative nature to contribute to a successful team performance
- Sound knowledge of the Banking Industry
- High level of computer literacy and skills in data manipulation / presentation
- Language skills are an asset, but not essential
- At Mizuho, we embrace flexible ways of working when the role permits.
- We offer different working arrangements like part-time, job-sharing and hybrid (office and home) working.
- Our purpose-led culture and global infrastructure help us connect, collaborate, and work together in agile ways to meet all our business needs.
- At Mizuho we are committed to supporting equality, diversity and equality, and seek to create a workplace that is fully inclusive.
- We welcome applications from all sections of the community that we operate in and from all ethnic backgrounds, sexual orientation, beliefs, gender identities and disabilities.
- If you require more information about our equal opportunities policy or wish to discuss any accessibility requirements or reasonable adjustments please contact the recruitment team – recruitment@mizuhoemea.com and we will be happy to help.
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