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Credit manager

Ferguson
San Antonio, USA
Full-time
Manager
Onsite
Discovered 1 weeks ago

Full Job Posting

Responsibilities

  • Evaluate and approve credit applications, limits, and account changes based on risk analysis
  • Monitor customer balances and aging; take action on delinquent accounts
  • Develop and execute effective collection strategies
  • Review and manage credit limits and lien rights to protect company interests
  • Resolve disputes in partnership with sales and customers
  • Manage bad debt exposure, including recovery efforts and legal escalation when necessary
  • Ensure compliance with applicable laws and regulations (e.g., UCC, FDCPA, ECOA, liens, bonds, Sarbanes-Oxley)
  • Partner with sales teams through regular branch interaction and customer visits
  • Structure credit solutions (e.g., joint check agreements) for project-based accounts
  • Handle complex, high-risk, or exception accounts beyond standard authority
  • Lead, coach, and develop credit team members

Qualifications

  • Bachelor’s degree in Finance or related field preferred
  • Credit, Collections, or Accounts Receivable experience (construction industry preferred)
  • Strong analytical and decision-making skills with sound business judgment
  • Excellent communication and relationship-building abilities
  • Ability to manage priorities and perform effectively in a fast-paced environment
  • Leadership or team development experience preferred
  • Sales process understanding
  • Credit evaluation and portfolio management
  • Financial Statement Analysis
  • Collections strategy and execution
  • Customer and branch relationship management
  • Secondary security concepts
  • Uniform Commercial Code (UCC) fundamentals
  • Enterprise and vendor systems proficiency
  • At Ferguson, we care for each other. We value our well-being just as much as our hard work. We are committed to a holistic approach towards benefits plans and programs that support the mental, physical and financial well-being of our associates. Our competitive offering not only includes benefits like health, dental, vision, paid time off, life insurance
  • Pay Range:
  • $4,766.67 - $7,625.00
  • Estimated Ranges displayed are Monthly for Salaried roles OR Hourly for all other roles.
  • This role is Bonus or Incentive Plan eligible.
  • Ferguson complies with all wage regulations. The starting wage may be higher in certain locations based on local or state wage requirements.
  • The Company is an equal opportunity employer as well as a government contractor that shall abide by the requirements of 41 CFR 60-300.5(a), which prohibits discrimination against qualified protected Veterans and the requirements of 41 CFR 60-741.5(A), which prohibits discrimination against qualified individuals on the basis of disability.
  • Ferguson Enterprises, LLC. is an equal employment employer F/M/Disability/Vet/Sexual Orientation/Gender Identity.
  • Equal Employment Opportunity and Reasonable Accommodation Information

Preferred Qualifications

  • Bachelor’s degree in Finance or related field preferred
  • Credit, Collections, or Accounts Receivable experience (construction industry preferred)
  • Leadership or team development experience preferred
  • This role is Bonus or Incentive Plan eligible.

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