Credit Evaluator (UAE National Only)
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Key skills for this role
About the Role
Job Purpose The Credit Evaluator supports credit decision-making by reviewing financial documents, assessing applications, and ensuring compliance with credit policies. The role focuses on accurate analysis, risk identification, and timely processing to support high-quality lending outcomes.
Key Skills for This Role
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Job Purpose
The Credit Evaluator supports credit decision-making by reviewing financial documents, assessing applications, and ensuring compliance with credit policies.
The role focuses on accurate analysis, risk identification, and timely processing to support high-quality lending outcomes.
Key Result Areas
- Timely and accurate evaluation of credit applications in line with approved credit policies.
- Proper verification and validation of customer income, employment, and liability documents.
- Basic financial analysis including affordability, debt ratios, and exposure calculations.
- Identification and escalation of credit risks, discrepancies, or policy deviations.
- Adherence to regulatory, compliance, and internal credit governance requirements.
- Maintenance of complete, accurate, and audit-ready credit files and system records.
- Achievement of defined productivity, turnaround time, and quality benchmarks.
- Effective coordination with sales, operations, and senior credit teams to support credit decisions.
Knowledge, Skills and Experience
- Graduate with 1 yr work experience in Credit Management environment.
- Excellent analytical skills.
- Sound interpersonal skills
- Sound knowledge in MS office tools for report purposes
- Good PC skills.
- Ability to solve problem and work independently.
- Should be customer focused and achievement oriented.
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