Compliance Officer

About UMO

About the role

Responsibilities

• Maintain compliance policies, procedures, and risk-control matrix; perform second-line monitoring and testing; review product changes.
• Apply KYC/EDD standards, review high-risk customers, investigate monitoring alerts, and prepare suspicious transaction reports in goAML.
• Oversee sanctions screening across UAE, UN, OFAC, EU, and UK lists; manage possible matches and advise the business.
• Support VARA/CBUAE licensing and obligations, regulatory returns including FATCA/CRS, regulator requests, and remediation tracking.
• Apply FATF Travel Rule requirements and use blockchain analytics to assess wallet and transaction risk.
• Train staff on AML and sanctions and advise Product, Operations, and Technology.

Requirements

• At least 7 years of financial services compliance, AML/CFT, and sanctions experience, including at least 3 years at a UAE-licensed bank, fintech, or virtual asset service provider.
• Based in the UAE with hands-on CBUAE and/or VARA experience; exposure to SCA, DFSA (DIFC), or FSRA (ADGM) is a plus.
• Working knowledge of VARA rulebooks, UAE AML/CFT law, goAML, targeted financial sanctions, PDPL, and FATCA/CRS.
• Investigation experience spanning AML, fraud, and sanctions cases.
• Exposure to UAE digital banking, payments, or fintech, and understanding of conventional banking and virtual assets.
• Degree in Law, Finance, Criminology, or a related field; CAMS certification or working toward it.
• Active use of AI tools such as Claude; fluent English.

Bonus qualifications

• International compliance experience, knowledge of FATF Recommendations or Wolfsberg principles, correspondent banking due diligence, and experience with CBUAE payment or token regulations are bonuses.
• ICA diploma, ACAMS CCAS certification, and spoken and written Arabic are bonuses.

Workplace

• The company describes vibrant offices in Lisbon, Dubai, Kyiv, and Lviv and openness to remote work for the right fit.
• A home office stipend and hardware are mentioned.

Benefits

• 24 days of annual leave, paid sick leave, public holidays, and two consecutive four-day work weeks annually after the first year.
• Learning budget and an accelerated path toward executive-level leadership are described.