Associate, Multi-Unit Financing

About the Role

Credit Underwriting & Risk Analysis

CMHC Deal Execution & Portfolio Management

Portfolio Monitoring & Administration

Relationship Management & Stakeholder Engagement

Knowledge, Skills and Experience

• What You Bring:
• Education & Background: Bachelor’s degree in Business Administration, Commerce, Finance, Accounting, or a related discipline.
• Lending Experience: 3 to 6 years of progressive experience in commercial real estate lending, credit adjudication, or financial analysis.
• CMHC Expertise: Hands-on experience navigating CMHC multi-unit residential products, underwriting guidelines, and submission processes (direct familiarity with the MLI Select framework is highly desirable).
• Financial & Analytical Rigor: Advanced financial statement analysis skills, cash flow modeling, and the ability to understand complex credit profiles with high attention to detail.
• Communication & Negotiation: Strong written and verbal communication skills, comfortable presenting credit rationale to senior leaders and liaising directly with external CMHC partners.
• Drive & Autonomy: Proven track record of managing competing deal deadlines independently with minimal supervision, balanced with a collaborative team-first mindset.
• Attributes That Set You Apart (Assets):
• Credit & Construction Acumen: Demonstrated background in conventional commercial real estate financing, with exposure to construction draw facilities and term-out loan structures.
• A completed or in-progress professional designation or master's degree (CFA, CPA, or MBA).
• Prior working relationships or direct interaction with CMHC underwriting teams.

Workplace Arrangement

• This position has a hybrid work arrangement. You’ll work both remote and onsite, where time onsite is based on your job accountabilities and performance objectives.

Don’t meet all the requirements on the list?

• A resume only goes so far in expressing who you are and the unique perspectives you bring. If you believe your skills and experience align with the role—but you might not check all the boxes—we want to hear from you. We encourage candidates from all work backgrounds, equity-seeking communities and experience levels to apply. If you’re seeking a career where your drive, perspective and growth are celebrated, we want to hear from you.
• We’re dedicated to building a workforce reflective of those within our communities, and a culture where our team members are equipped with what they need to succeed—their way. Part of creating an inclusive workplace is recognizing our role in advancing Truth and Reconciliation. We are committed to meeting and exceeding the standards set out in the Partnership Accreditation in Indigenous Relations program created by the Canadian Council for Indigenous Business.
• What happens next? If you are shortlisted, you’ll hear from us after the posting closes. Check out our How We Hire page to learn more about our hiring process. If you need any accommodations throughout this process, please let us know at [email protected]
• Stay in touch We’re excited that you’re interested in a career with ATB. Follow us on LinkedIn , Facebook and Instagram to learn more about what our team is up to.