Analyst - Credit Documentation and Administration ( UAE National Only )

Overview

• Embark on a journey where your unique contributions are celebrated, and your professional growth is embraced.
• At ADCB, we nurture a diverse, inclusive community where every voice is valued.
• About the business area
• GBS is a group of highly skilled and talented professionals who form an essential part of ADCB's continued journey of success.
• With a proud history of commitment, innovation and delivery, GBS constantly strives for excellence whilst ensuring the highest standards of quality and risk awareness.
• Each and every member of the GBS family plays an integral role in driving ADCB's strategy, growth and digital evolution by working closely with our valued business partners to achieve exceptional customer experience through our outstanding service and support.
• We are actively seeking an ambitious professional to join our team at ADCB to work alongside passionate colleagues who share your ambition to redefine excellence in UAE banking.
• In this role, your key responsibilities include
• :
• Support the facility structure, limits, collaterals, pricing, terms and conditions and covenants of approved credit applications and supporting documentation, carry out set up disbursement processing to ensure operational risks are mitigated in the process.
• Coordinate with SME Business/SME Credit/Legal during the process of preparation or vetting in order to clarify and resolve any ambiguity relating to documentation or other concerns.
• Coordinate the process/input of core Banking system maintenance to ensure processing/delivery/reporting complies with agreed Service Level Agreements (SLAs).
• Review escalated system gaps and system downtime which impacts limit and collateral management/reports to ensure that remedial technology support and solutions are obtained.
• Assess approved credit facilities and prepare required facility, security/charge documents in accordance with the stipulated terms and conditions in order to protect the Bank against the risk of default on onward submission to business.
• Support the completion of executed security documents from business and conduct vetting of the legal aspects to ensure that Bank's security documents are in line with the approved terms and conditions and are complete, valid and enforceable.
• Collate and source the documentation clearance to Credit Control and hand over all original 'executed' security documents to custodian officers in order to update the Bank's systems for subsequent monitoring and follow up.
• The ideal candidate should have the following experience:
• At least 4 years of experience in Banking of which at least 2 years in Credit Administration function
• Bachelor's Degree in Banking, Finance, Business or Accounting
• What we offer:

Comprehensive Benefits Package

Flexible and Remote Working Options

Learning and Development Opportunities