Actuarial

Role purpose

Reserving and reporting

• Extract, clean, and reconcile claims, premium, and exposure data for reserving cycles.
• Run triangulations, basic development factor calculations, link-ratio analyses, and approved reserving model runs.
• Populate reserving packs and supporting schedules; flag data anomalies for Manager review.
• Populate SAMA, CCHI, and CMA templates; reconcile outputs to reserving packs, management reports, and the GL.
• Prepare working papers and evidence packs for the external Appointed Actuary; maintain version control and track deadlines.

Pricing and analytics

• Support pricing calculations for group renewals, SME, and Retail.
• Analyze loss ratio, frequency, severity, and utilization by segment, cohort, and benefit.
• Produce Operations claims analytics, including unit cost, network leakage, age/mix decomposition, and pre-authorization impact.
• Refresh Operations dashboards and medical inflation monitoring tools; respond to analytical requests on time.

Modelling and governance

• Build and maintain supporting models in SAS, Python, R, or Excel, and automate recurring analysis and reporting.
• Improve data quality and reconciliation routines; validate outputs and document code, assumptions, inputs, and outputs.
• Maintain audit-ready working papers, methodology notes, change logs, and data-definition resources.
• Support internal audit, external audit, and Appointed Actuary reviews; participate in process improvement and knowledge transfer.

Skills

• Working knowledge of SAS, Python, R, SQL, and advanced Excel.
• Strong analytical and problem-solving skills, clear technical writing, attention to detail, and ownership of work quality.
• Good interpersonal skills, a team-first attitude, and eagerness to learn and progress professionally.

Education and development

• Bachelor’s degree in actuarial science or mathematics.
• Progress foundational actuarial exams (SOA, IFoA, or CAS) through the company-supported pathway.
• Build cross-functional understanding through rotations, shadowing, and cross-training with Underwriting, Claims, Pre-Auth, Operations, and Finance.