Underwriting Senior Analyst
Role Overview
Brex is seeking an Underwriting Senior Analyst to help ensure that underwriting processes for card products run smoothly and efficiently.
The role applies judgment within established underwriting frameworks to resolve moderately complex cases involving multiple contributing factors.
The analyst will collaborate with Sales, Customer Experience, Engineering, and Product teams to improve processes and meet organizational goals.
Key Skills for This Role
Full Job Posting
Role Overview
Brex is seeking an Underwriting Senior Analyst to help ensure that underwriting processes for card products run smoothly and efficiently.
The role applies judgment within established underwriting frameworks to resolve moderately complex cases involving multiple contributing factors.
The analyst will collaborate with Sales, Customer Experience, Engineering, and Product teams to improve processes and meet organizational goals.
Workplace
- The role is based in Brex's Vancouver office in a hybrid environment.
- Employees are currently required to work in the office at least three coordinated days per week: Monday, Wednesday, and Thursday.
- Employees may work fully remotely for up to four weeks per year.
Responsibilities
- Assess the credit quality and repayment ability of business credit card customers.
- Review bank statements and financial statements to underwrite customers.
- Handle intermediate-level underwriting escalations involving applicant financials and edge-case scenarios.
- Identify and recommend improvements to underwriting processes.
- Track and communicate approval rates, turnaround time, loss rates, and other underwriting metrics.
- Partner with Risk, Sales, Engineering, and Product to advance underwriting initiatives.
- Serve as an underwriting subject matter expert and support mentorship, collaboration, and documentation.
Requirements
- Bachelor's degree in finance, accounting, economics, or a related field.
- At least 1 year of experience in underwriting, credit risk, financial analysis, or a related field.
- Knowledge of GAAP or IFRS accounting standards and bank or financial statement analysis.
- Familiarity with quantitative credit risk models, probability of default, and loss given default concepts.
- Proficiency with Google Sheets, Excel, and Hex or similar BI tools.
- Strong analytical rigor, attention to detail, customer focus, and communication skills.
- Experience working cross-functionally with Sales, Customer Experience, Engineering, or Product.
Bonus Qualifications
- Familiarity with banking regulations and global markets is a bonus.
- FinTech, Big Four, accounting, or other financial experience is preferred.
Compensation
- The expected salary range is $63,896 to $79,870 CAD.
- Starting base pay depends on location, skills, experience, market demands, and internal pay parity.
- Equity and other compensation may be provided as part of the total compensation package, depending on the position offered.
Apply for this job in 1 click
Skip the repetitive application forms
Install the Base Career Chrome Extension and autofill job applications across major job boards with your profile.
Trusted by over 500,000 job seekers on Base Career
More from this employer
More jobs at Brex
Senior Growth Marketing Manager, Paid Social
Seattle, USA
Accounting Partner Growth Manager
New York City, USA
Director, Performance Marketing
Salt Lake City, USA
Accountant Partnerships Manager
New York City, USA
Director, Performance Marketing
New York City, USA
Partnerships Manager, Accounting Channel
New York City, USA
Senior Growth Marketing Manager, Paid Social
San Francisco, USA
Partnerships Manager, Accounting Channel
San Francisco, USA