Underwriting Analyst
Role Overview
The role requires near-zero errors in credit sheets and CRM data entry, basic product knowledge, effective inter-departmental communication, and a solid understanding of underwriting concepts and internal guidelines.
Full Job Posting
Overview
The role requires near-zero errors in credit sheets and CRM data entry, basic product knowledge, effective inter-departmental communication, and a solid understanding of underwriting concepts and internal guidelines.
Job Duties and Responsibilities
- Get credit analysis ready to help support well-informed credit recommendations.
- Review business bank statements, financial statements, tax returns, and cash flow statements to perform thorough investment analyses.
- Work on structuring and underwriting complex credit applications, balancing profitability goals with risk guidelines.
- Create financial models that help analyze both individual loan performance and overall portfolio health.
- Make sure all loan applications are underwritten following WBL’s underwriting guidelines, policies, and procedures.
- Prepare underwriting forms (using Excel) and Loan Approval forms for review, ensuring all information is complete and accurate.
Education
Bachelor’s degree or equivalent experience demonstrating relevant proficiency.
Experience
At least 2 years of experience in underwriting, credit analysis, lending, or banking
Experience with financial analysis or structured credit work is a big plus.
Preferred Background / Industry Experience
Lending Industry
Banking Sector
Specific Technical Skills Needed
- Intermediate MS Excel proficiency
- Ability to analyze:
- Financial statements (P&L, balance sheet, cash flow)
- Bank statements
- Tax returns
- Basic financial modeling capability
- Understanding of credit underwriting principles
Specific Soft Skills Needed
- Strong analytical mindset
- High attention to detail
- Stress tolerance
- Self-learner / ability to work independently
Benefits
- Enjoy Paid Time Off (PTO) to recharge
- Salary paid in USD
- Work comfortably 100% from home
Requirements
- Intermediate MS Excel proficiency
- Ability to analyze:
- Financial statements (P&L, balance sheet, cash flow)
- Bank statements
- Tax returns
- Basic financial modeling capability
- Understanding of credit underwriting principles
- Strong analytical mindset
- High attention to detail
- Stress tolerance
- Self-learner / ability to work independently
About World Business Lenders, LLC
Direct lender providing real-estate-secured business loans and working capital to underserved small-to-medium-sized businesses.
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