Underwriter

Key Responsibilities

• Support commercial loan portfolio management by conducting annual risk ratings and periodic covenant testing, proactively prioritizing both portfolio management and production tasks to ensure timely completion.
• Monitor, analyze, and report on key performance indicators related to loan portfolio quality.
• Collaborate closely with market teams, actively engaging with associates to gather feedback and asking clarifying questions so that work aligns with the team's priorities.
• Provide insights on strengths and weaknesses within client credit profiles, incorporating findings into underwriting documents such as credit memos and annual reviews.
• Perform financial statement and tax return spreading using Bank software or templates; advise and assist associates—including bankers and underwriters—with updating loan requests or modifications within the centralized commercial workflow system; complete detailed financial analyses; and create and present credit memos.
• Perform or advise on various loan maintenance tasks via Bank's servicing system including coding, channeling, and lien release requests.
• Participate in special projects and assignments, fulfilling additional duties as needed to support associates and enhance client service.