Sr. Data Analyst

Develop and implement business improvements, including: Provide real time analysis of our loan portfolio and new loan originations to identify and understand items that could substantially impair portfolio returns Detect quality breakdowns in our credit/underwriting system that create credit, legal, or bank partner focused compliance risks Drive improvements in credit performance by finding pockets of low risk consumer where we can approve more loans Use multivariate statistical/predictive models to conduct diagnostic analysis to answer key business questions Analyze sales and digital application funnels to identify areas of opportunity to generate additional originations

Provide real time analysis of our loan portfolio and new loan originations to identify and understand items that could substantially impair portfolio returns

Detect quality breakdowns in our credit/underwriting system that create credit, legal, or bank partner focused compliance risks

Drive improvements in credit performance by finding pockets of low risk consumer where we can approve more loans

Use multivariate statistical/predictive models to conduct diagnostic analysis to answer key business questions

Analyze sales and digital application funnels to identify areas of opportunity to generate additional originations

Develop PowerPoint presentations that summarize your analysis and your recommendations. Present your findings to VP level Executives.

Measure the likely cost and benefit of business improvements

Leverage combination of following to drive actionable business insights: Financial modeling, SQL, Python, AI tools, hypothesis testing, statistical analysis and forensic analysis

Design portfolio monitoring, processes, and controls for managing credit risk and identifying root causes of changes in loan performance

Play an active role to drive your proposals all the way into implementation – you will be required to be hands on to make this happen and ensure your proposals deliver desired business results.

5+ years of experience in data science, quantitative business analysis, and/or statistical analysis; or relevant Master’s Degree / MBA with 2+ years of experience

MBA or Bachelor’s Degree in Engineering, Scientific field, Finance, or Accounting

Self-starter with the ability to work efficiently under direction of manager

Experience leveraging PowerPoint to outline analytic results and make proposals

Understanding of how to leverage regression analysis and decision trees to prove merits of a proposed improvement

Strong MS Excel skills

Basic/Intermediate SQL skills

Basic Python skills

Understanding of decision trees, segmentation, regression and other intelligent decision models used to analyze customer response behaviors, interaction patterns and propensity

Minimum level of Math coursework: Calculus 1, Statistics 1 (math problem solving skills required)

Hybrid and remote work opportunities

Medical, dental, and vision with HSA and FSA options

We are proudly offering hybrid options in the Phoenix, AZ and San Francisco, CA metro market. We are offering 100% remote work in other approved locations.

At Achieve, we’re changing millions of lives. From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you’ll get to be a part of their journey to a better financial future. We’re proud to have over 3,000 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona, California, and Texas. We are strategically growing our teams with more remote, work-from-home opportunities every day to better serve our members. A career at Achieve is more than a job—it’s a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, and put your well-being first.

Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve’s Talent Acquisition leader.