Sr. Analyst
Role Overview
The Acceptance Solutions team is part of the Value-Added Services (VAS) organization and is responsible for enabling and growing acceptance products and services across the CEMEA region.
This role will be responsible for leading Visa's acceptance localization strategy and execution across Central and Eastern Europe, Middle East, and Africa (CEMEA.
The role will drive the identification, prioritization, and delivery of localization requirements necessary to support domestic payment schemes, national payment infrastructure initiatives, local routing mandates, regulatory requirements, and market-specific acceptance needs.
The successful candidate will serve as the CEMEA subject matter expert for card-present acceptance localization and will work closely with regulators, national payment companies, financial institutions, acquirers, processors, merchants, and internal Visa stakeholders to ensure Visa's in-person acceptance capabilities support local market requirements and evolving payment ecosystem needs.
This role will partner extensively with Global Product teams, Core Processing and Network teams, Technology teams, Government Engagement, Legal, Risk, and Compliance organizations to assess market requirements, define product and processing enhancements, influence product roadmaps, and drive the delivery of localization initiatives across the acceptance ecosystem.
The successful candidate will be responsible for developing regional localization strategies, conducting market and regulatory assessments, translating local requirements into actionable business and technical specifications, supporting client engagements, and ensuring successful deployment of localized acceptance capabilities across CEMEA markets.
This position would be ideal for a candidate with extensive experience in merchant acquiring, payment acceptance, payment processing, domestic payment schemes, regulatory programs, or in-person payments product management.
The role is part of the hub team covering the CEMEA region and will report to the Acceptance Solutions Lead within the VAS organization.
Key Skills for This Role
Full Job Posting
Qualifications
- Bachelor's degree in Engineering, Computer Science, Information Technology, Business, Finance, or a related field.
- 5+ years of experience in payments, merchant acquiring, card-present acceptance, payment processing, fintech, or related industries.
- Deep expertise in merchant acquiring, payment acceptance ecosystems, and card-present payment processing.
- Proven experience working with financial institutions, acquirers, processors, payment service providers, merchants, fintechs, payment networks, or national payment organizations.
- Strong knowledge of card-present payments, including:
- EMV chip acceptance
- Contactless payments
- NFC technologies
- SoftPOS / Tap-to-Phone
- Android POS
- Unattended commerce
- Transit acceptance
- Mobile wallet acceptance
- QR-based acceptance solutions
- Strong understanding of payment processing and transaction lifecycles, including authorization, clearing, settlement, routing, switching, and acquiring architectures.
- Working knowledge of payment technologies and standards including ISO 8583, EMV specifications, contactless frameworks, tokenization concepts, terminal certification processes, and network routing models.
- Demonstrated experience supporting payment localization initiatives, domestic payment schemes, local routing programs, regulatory projects, or national payment infrastructure modernization efforts.
- Strong understanding of the payments landscape across GCC and broader CEMEA markets, including domestic schemes, regulatory frameworks, national payment infrastructure, and local routing requirements.
- Experience working with regulators, central banks, national payment companies, or government stakeholders is strongly preferred.
- Familiarity with leading acquiring and payment processing platforms such as OpenWay, BPC, Compass Plus, ACI, Fiserv, or equivalent solutions is strongly preferred.
- Demonstrated ability to translate market requirements into product, technology, and operational deliverables.
- Experience driving complex cross-functional programs involving business, product, technology, legal, regulatory, and external stakeholders.
- Strong business acumen and ability to develop business cases and strategic recommendations.
- Strong analytical, problem-solving, and program management skills.
- Ability to communicate complex technical and business concepts effectively to both technical and non-technical audiences.
- Ability to manage multiple strategic initiatives in a fast-paced and highly matrixed environment.
- Strong stakeholder management and influencing skills, with the ability to engage senior executives, clients, regulators, and industry partners.
- Excellent PowerPoint and Excel skills to support strategy development, business cases, executive communications, and market assessments.
- Excellent verbal and written communication skills in both English and Arabic.
- Ability to travel across GCC and CEMEA markets as required.
- Visa is an EEO Employer
- Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
About Visa
Visa is a global payments technology company that connects consumers, businesses, banks, and governments in over 200 countries through its electronic payment network, VisaNet.
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