Software Principal Engineer
Role Overview
We are seeking talented Principal Engineers to lead the architectural vision and evolution of our SaaS platform into a modern, resilient, and AI-powered ecosystem.
This role plays a critical part in shaping our long-term technology strategy, providing cross-team technical leadership, and ensuring our platform is secure, scalable, performant, and data driven.
Principal Engineers work across product domains to design efficient, future-proof solutions that align with strategic objectives, proactively reducing technical roadblocks and coordinating dependencies across teams.
A primary focus of this role is driving the consolidation of multiple banking products into a unified, extensible platform with a shared architecture—promoting consistency, operational efficiency, and accelerated innovation.
The Principal Engineer will also guide the design of scalable APIs, enhance developer experience, and lead efforts to enable seamless integration with fintech partners, core banking systems, and third-party providers.
This is a highly collaborative and strategic role for a forward-thinking engineer who is passionate about platform transformation and delivering long-term impact.
This title may also be called Architect.
Key Skills for This Role
Full Job Posting
Kafka, Kafka Connect, Redis
Statement to Third Party Agencies To ALL recruitment agencies: Candescent only accepts resumes from agencies on the preferred supplier list. Please do not forward resumes to our applicant tracking system, Candescent employees, or any Candescent facility. Candescent is not responsible for any fees or charges associated with unsolicited resumes.
Qualifications
- 10+ years of experience in software engineering and enterprise architecture
- Deep expertise in designing and managing API-first platforms and developer ecosystems
- Experience with fintech and banking standards including ISO 20022, Open Banking, and FDX
- Strong understanding of cloud-native technologies such as GCP, AWS, Kubernetes, containers, and service mesh
- Proficient in distributed systems, multi-tenancy, and event-driven architecture
- Hands-on experience integrating AI/ML into product and platform architecture
- Strong grasp of financial regulatory, security, and data compliance requirements
- Proven leadership in guiding high-performing engineering teams
- Expertise in SRE and DevOps practices including CI/CD tools like GitHub, Jenkins, and Google Cloud Build
- Strong collaboration and communication skills to lead cross-functional initiatives and articulate complex concepts
- Automation-first mindset with a drive to optimize delivery pipelines and eliminate manual processes
- Product Specific Qualifications / Skillsets
- Experience in digital banking, core banking, CRM system desirable
- Java, JEE, Spring MVC, Spring Boot, Rest
- React, React Native, Redux
- Hibernate, JPA
- Postgres
- Kafka, Kafka Connect, Redis
- Statement to Third Party Agencies
Preferred Qualifications
- To ALL recruitment agencies: Candescent only accepts resumes from agencies on the preferred supplier list. Please do not forward resumes to our applicant tracking system, Candescent employees, or any Candescent facility. Candescent is not responsible for any fees or charges associated with unsolicited resumes.
About Terafina
Private intelligent banking platform provider serving banks, credit unions, and fintech partners.
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