Senior Specialist - Design & Development (Payments)

Overview

1. Payment System Design & Development

• Design, develop, and implement
• end-to-end payment systems
• aligned with
• ISO 20022 messaging standards
• Build and maintain
• microservices-based payment architectures
• for high scalability and fault tolerance
• Analyse functional and technical requirements to deliver
• secure, high-performance solutions
• Develop
• API-first services
• ensuring interoperability across banking systems
• Orchestrate
• payment message flows, validation, transformation, and routing

2. System Integration & Interoperability

• Integrate payment platforms with
• internal banking systems and external financial networks
• Ensure
• data consistency, message integrity, and seamless transaction processing
• Enable interoperability across
• RTGS, Direct Debit, and clearing systems

3. Enhancements & Continuous Improvement

• Identify and implement
• enhancements driven by business and regulatory requirements
• Improve system performance, scalability, and operational efficiency
• Drive
• modernisation initiatives
• across legacy payment components

4. Production Support & Incident Management

• Provide
• L2/L3 support for critical payment systems
• including troubleshooting and RCA
• Handle
• production incidents, system defects, and data discrepancies
• Participate in
• incident triage, prioritisation, and resolution
• Maintain detailed logs, reports, and resolution documentation

5. DevSecOps & Engineering Excellence

• Contribute to
• CI/CD pipelines and automated deployment processes
• Ensure adherence to
• secure coding practices and DevSecOps principles
• Promote
• test-driven development (TDD), automation, and code quality standards
• Work within
• Agile delivery frameworks (Scrum/Kanban)

6. Stakeholder Collaboration

• Act as a bridge between
• business stakeholders, product teams, and engineering teams
• Translate business requirements into
• technical solutions
• Provide regular updates and ensure alignment with project objectives

7. Documentation & Knowledge Sharing

• Maintain
• technical documentation, system architecture, and process flows
• Create
• test cases and user manuals
• Mentor junior engineers and support team capability building

Backend & Development

• Strong expertise in:

• OR Python And Node.js And Go

• Experience building
• RESTful APIs and distributed systems

Architecture & Platforms

• Deep understanding of:
• Microservices architecture
• API-first design
• Distributed systems patterns (circuit breaker, service discovery)
• Experience with:

• Docker & Kubernetes

• Cloud platforms (AWS / Azure / GCP)

Databases

• Strong experience with:

Devops & Tools

• CI/CD tools: Jenkins, GitLab CI, GitHub Actions
• Version control: Bitbucket / Git
• Agile tools: JIRA