Senior Product Data Analyst - Payments & Financial Services

Responsibilities

• Set the analytics agenda for Payments. Find product opportunities, data gaps, and automation candidates across payment methods, and bring them to Product as recommendations that shape the roadmap.
• Own the Payments analytics relationship. Define metrics and OKRs, run a standing review cadence with Product, and drive a deep-dive practice.
• Run experiments and apply causal inference, so recommendations rest on what moved a metric, not on correlation.
• Build and maintain production-grade data models in dbt with tests, documentation, and version-controlled workflows.
• Build with AI-assisted workflows by default, and automate recurring reporting to free your time for higher-value work.
• Drive executive reporting and its adoption across leadership and Product.
• Present with confidence to senior stakeholders, and hold your ground when a metric is contested.
• Partner with data engineering and finance to validate data quality and metric definitions, reconcile payment data against source systems, and fix documentation-to-logic drift when you find it.
• 5+ years in product analytics, data science, or a related quantitative field, owning a domain end to end.
• A track record of self-directed work: finding high-impact problems and shipping the fix.
• Advanced SQL and strong Python.
• Production experience with dbt or similar: models, tests, documentation, version-controlled review.
• Fluency in experimentation and causal inference, and the judgment to know when an experiment is the right tool.
• Genuine AI-native fluency. You already build with agentic coding tools, and you know from experience where their output can and cannot be trusted.
• The judgment to turn an ambiguous question into a metrics framework, and the spine to defend it.
• Data storytelling that turns a complex finding into a decision a product team acts on.
• Nice to have: experience with payments, fintech, or marketplace data, such as payment rails, settlement and reconciliation, fraud and risk signals, or pricing and monetization.
• Please note that this position is not eligible for visa sponsorship. Applicants must have authorization to work in the United States without requiring visa sponsorship now or in the future.
• #LI
• Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed below. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits. The estimated salary ranges noted below roles in the specific geographic zones
• Zone 1: San Francisco Bay Area CA (includes HQ), New York City, Seattle, Los Angeles County$126,900—$151,800 USDZone 2: CA (Non San Francisco Bay Area and Los Angeles County), Austin TX, Massachusetts$114,200—$136,700 USDZone 3: Utah (includes Utah office), Dallas TX, Houston TX, Florida, North Carolina, Illinois, Colorado, Arizona, Georgia, Oregon, Pennsylvania$107,800—$129,100 USD
• What’s in it for you?
• Redefining how businesses automate their work is a fast-paced, exciting, and fun environment. But we also have benefits and perks to ensure the magic isn’t only experienced by our customers, but by our employees as well.
• Here is a preview of some of the amazing benefits here at BILL:
• 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
• HSA & FSA accounts
• Life Insurance, Long & Short-term disability coverage
• Employee Assistance Program (EAP)
• 11+ Observed holidays and wellness days and flexible time off
• Employee Stock Purchase Program with employee discounts
• Wellness & Fitness initiatives
• Employee recognition and referral programs
• And much more
• Don’t believe us? Check out our culture, benefits, and teams on our career site, LinkedIn Life, or YouTube pages.
• BILL is an Equal Opportunity Employer. We believe our best ideas come from the unique stories, perspectives, and experiences of our team members. We welcome people of all backgrounds, abilities, and identities to bring their authentic selves and contribute to our culture.
• We are committed to a transparent, inclusive hiring process that reflects our values. If you need accommodations at any stage, please contact [email protected]. To ensure a fair evaluation, our Candidate Integrity Policy prohibits the use of unapproved external assistance, including generative AI, during live interviews or assessments. Doing so will result in a review and potential disqualification.
• Our Applicant Privacy Notice describes how BILL treats the personal information it receives from applicants.

We would love to chat if you have

Visa Sponsorship

Preferred Qualifications

• experience with payments, fintech, or marketplace data, such as payment rails, settlement and reconciliation, fraud and risk signals, or pricing and monetization.
• Visa Sponsorship
• Please note that this position is not eligible for visa sponsorship. Applicants must have authorization to work in the United States without requiring visa sponsorship now or in the future.
• #LI
• Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed below. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits. The estimated salary ranges noted below roles in the specific geographic zones
• Zone 1: San Francisco Bay Area CA (includes HQ), New York City, Seattle, Los Angeles County$126,900—$151,800 USDZone 2: CA (Non San Francisco Bay Area and Los Angeles County), Austin TX, Massachusetts$114,200—$136,700 USDZone 3: Utah (includes Utah office), Dallas TX, Houston TX, Florida, North Carolina, Illinois, Colorado, Arizona, Georgia, Oregon, Pennsylvania$107,800—$129,100 USD
• What’s in it for you?
• Redefining how businesses automate their work is a fast-paced, exciting, and fun environment. But we also have benefits and perks to ensure the magic isn’t only experienced by our customers, but by our employees as well.
• 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
• HSA & FSA accounts
• Life Insurance, Long & Short-term disability coverage
• Employee Assistance Program (EAP)
• 11+ Observed holidays and wellness days and flexible time off
• Employee Stock Purchase Program with employee discounts
• Wellness & Fitness initiatives
• Employee recognition and referral programs
• And much more
• Don’t believe us? Check out our culture, benefits, and teams on our career site, LinkedIn Life, or YouTube pages.
• BILL is an Equal Opportunity Employer. We believe our best ideas come from the unique stories, perspectives, and experiences of our team members. We welcome people of all backgrounds, abilities, and identities to bring their authentic selves and contribute to our culture.
• We are committed to a transparent, inclusive hiring process that reflects our values. If you need accommodations at any stage, please contact [email protected]. To ensure a fair evaluation, our Candidate Integrity Policy prohibits the use of unapproved external assistance, including generative AI, during live interviews or assessments. Doing so will result in a review and potential disqualification.
• Our Applicant Privacy Notice describes how BILL treats the personal information it receives from applicants.