Senior Payments SME
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About the Role
JOB TITLE: Senior Payments SME LOCATION: Dubai, United Arab Emirates OVERVIEW We are seeking a highly experienced Senior Payments Subject Matter Expert (SME) to lead the design and development of large-scale, multi-country payment infrastructure initiatives across the Middle East and Africa (MEA) region.
Key Skills for This Role
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Overview
We are seeking a highly experienced Senior Payments Subject Matter Expert (SME) to lead the design and development of large-scale, multi-country payment infrastructure initiatives across the Middle East and Africa (MEA) region.
This role will play a critical part in shaping next-generation payment schemes and digital payment ecosystems, supporting clients, governments, financial institutions, and payment stakeholders across the region.
Key Responsibilities
- Define modern, multi-instrument payment architectures (cards, wallets, mobile money, and QR payments).
- Design solutions covering:
- Switching, routing, and authorization.
- Unified back-office processing (clearing, reconciliation, and settlement).
- API-first and ISO 20022-based ecosystems.
- Translate complex requirements into structured, compelling proposals.
- Incorporate MEA market realities and multi-country deployment considerations into solution designs.
- Contribute to scheme economics, licensing models, and governance frameworks.
- Lead end-to-end RFP response development, including technical, functional, and commercial inputs.
Qualification Requirements
- 12–15 years of experience in payments, fintech, banking, or transaction processing environments.
- Proven experience in designing and implementing large-scale payment infrastructures and ecosystems.
- Strong expertise across:
- Card payments (issuing, acquiring, processing, and schemes).
- Mobile money ecosystems.
- Digital wallets and QR payments.
- POS, ATM, e-commerce, and omnichannel payment acceptance.
- Deep knowledge of:
- ISO 8583, ISO 20022, APIs, EMVCo, and PCI DSS.
- Mandatory experience working across the Middle East and Africa (MEA) region.
- Proven track record of leading or contributing to successful RFP, bid, and proposal responses.
Why Join Us
- Opportunity to shape a next-generation, transaction-based regional payment scheme that extends beyond traditional card payments.
- Work on a multi-vertical payments ecosystem spanning banking, mobile money, and digital services.
- High-impact, strategic role with significant ownership and influence.
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