Senior Financial Analyst

About Visa

Job Purpose

Financial Management

• Produce business drivers for strategic planning, annual budgeting, and quarterly forecasting.
• Analyze volume trends and product mix across international and domestic activity.
• Support market development strategy, pricing and interchange discussions, revenue management, and investment decisions.
• Prepare monthly, quarterly, yearly, and ad hoc market and client trend analysis.
• Participate in continuous improvement activities.

Incentives and Contracts

• Model client deals and prepare deal approval documents in line with governance and compliance requirements.
• Review incentive proposals and recommend actions based on risk-adjusted returns, financial viability, and execution risks.
• Track executed deals and provide real-time performance analysis.
• Analyze contra-revenues, challenge sales projections, and complete deal reforecasting.
• Coordinate with Legal, Client Contract Management, Controlling, and other stakeholders on GCC incentive contracts.

Expense Management

• Manage cross-functional and geographic expense planning.
• Lead market budget and forecast processes, track monthly performance, and analyze variances.
• Advise cost center managers on approved budgets, forecasts, and commitments.
• Implement strategies to prevent and resolve bad debts.

Compliance and Governance

• Ensure deals and approval-to-spend requests are captured, recorded, summarized, and reported according to policies and procedures.
• Maintain data integrity and consistent documentation of financial assumptions, results, and data sources.
• Provide business partners with guidance on budgets, forecasts, and ongoing commitments.

Workplace

• Visa requires at least three days in the office, with the specific expectations confirmed by the Hiring Manager.

Required Qualifications

• Bachelor’s degree in finance, engineering, accounting, mathematics, economics, or a related quantitative field.
• At least five years of post-qualification experience in finance.
• Expertise in financial analysis and modeling in complex scenarios.
• High proficiency in Microsoft Office, including Excel and PowerPoint.
• Strong analytical, quantitative, problem-solving, stakeholder management, communication, and business acumen skills.
• Proven modeling expertise and experience managing large data sets.
• Fluent written and spoken business English.
• Ability to work with diverse teams and deliver time-sensitive work in a complex matrix organization.

Preferred Qualifications

• Accounting degree or professional accounting qualification such as ACA, ACCA, CPA, or equivalent is preferred.
• Proficiency in local languages is advantageous.
• Familiarity with the cards business and revenue streams is a plus.
• Experience leading process improvement projects would be advantageous.