Senior Commercial Credit Analyst

Additional Responsibilities

• May serve as a resource for Financial Center Managers by providing guidance on loan policies and loan structuring.
• May work directly with Relationship Managers, Portfolio Managers and Credit Officers to accept, prioritize, and log work requests to assist in the preparation of department management reports.
• May serve as direct point-of-contact for customers in areas involving specialization.
• May act as secretary for Loan Committee meetings.
• May assist in updating and maintaining customer commitment reports, completing file work and submitting risk rating changes.
• May assist in training in a higher and more formal capacity such as by instructing financial and/or lending courses for the benefit of analysts or other departments.
• May analyze relationship profitability reports to help determine appropriate pricing for prospective loans.

Education

Experience

Knowledge, Skills, and Abilities

• Strong understanding of financial statements and credit evaluation principles (Required)
• Excellent analytical and problem-solving skills (Required)
• Strong attention to detail and accuracy (Required)
• Effective verbal and written communication skills (Required)
• Knowledge of and ability to incorporate credit assessment techniques gained in fundamental credit training(s) (Preferred)
• This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.
• To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate’s knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location.
• The salary range for this position is $91,000.00 - $151,600.00 annually.

Additional Compensation Components

• This job is eligible to receive equity in the form of restricted stock units. This job is eligible to participate in a short-term incentive compensation plan subject to individual and company performance.
• Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank .
• As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.