Senior Business Analyst - Data Analysis, Agile Methodology (US)
Role Overview
Job Description: Senior Payment Business Analyst & Product Owner (ISO 20022 / Partner Integrations) Position Title: Payment Business Analyst / Product Owner Domain: Global Payments, Clearing & Settlement, Core Banking Integrations
Full Job Posting
Job Summary
Job Description: Senior Payment Business Analyst & Product Owner (ISO 20022 / Partner Integrations) Position Title: Payment Business Analyst / Product Owner Domain: Global Payments, Clearing & Settlement, Core Banking Integrations
Key Responsibilities
- Core Responsibilities A. ISO 20022 Data Mapping & Message Specification • Message Mapping & Translation: Define source-to-target mapping specifications (STMs) between clearing formats to ISO 20022 messages (pain.001, pain.002, pacs.008, pacs.009, pacs.004, pacs.002, camt.053, camt.054, camt.056).• Data Dictionary & Schema Validation: Maintain schema validation rules, XSD validation definitions, truncation/enrichment logic, and character set translations (UTF-8, an others).• Clearing & Market Infrastructure Rule Adherence: Ensure message definitions strictly comply with market practice guidelines depending on country definitions. B. End-to-End (E2E) Payment Flow Modeling & Architecture • E2E Flow Diagrams: Construct comprehensive workflow, state-transition, and sequence diagrams covering the full payment lifecycle (Origination Sanctions/AML Fraud Screening Core Ledger Accounting Clearing & Settlement Rails Reconciliation & Reporting).• Exception & Investigation Flows: Map return and recall workflows (camt.056, pacs.004, camt.029), chargebacks, repair queues, Dodd-Frank Section 1073 compliance, and non-delivery notifications.• System Impact Analysis: Conduct functional gap analyses.
- Core Responsibilities A. ISO 20022 Data Mapping & Message Specification
- Message Mapping & Translation: Define source-to-target mapping specifications (STMs) between clearing formats to ISO 20022 messages (pain.001, pain.002, pacs.008, pacs.009, pacs.004, pacs.002, camt.053, camt.054, camt.056).
- Data Dictionary & Schema Validation: Maintain schema validation rules, XSD validation definitions, truncation/enrichment logic, and character set translations (UTF-8, an others).
- Clearing & Market Infrastructure Rule Adherence: Ensure message definitions strictly comply with market practice guidelines depending on country definitions. B. End-to-End (E2E) Payment Flow Modeling & Architecture
- E2E Flow Diagrams: Construct comprehensive workflow, state-transition, and sequence diagrams covering the full payment lifecycle (Origination Sanctions/AML Fraud Screening Core Ledger Accounting Clearing & Settlement Rails Reconciliation & Reporting).
- Exception & Investigation Flows: Map return and recall workflows (camt.056, pacs.004, camt.029), chargebacks, repair queues, Dodd-Frank Section 1073 compliance, and non-delivery notifications.
- System Impact Analysis: Conduct functional gap analyses.
- Role Purpose & Executive Summary We are seeking a high-caliber, results-oriented Payment Business Analyst & Product Owner to drive the modernization, design, and integration of our global enterprise payment platforms.You will hold end-to-end product ownership for payment processing capabilities— instant payments.You will lead detailed data mapping using the ISO 20022 XML/JSON standard, model End-to-End (E2E) payment sequence flows, author granular Agile user stories, negotiate technical agreements with partner systems/networks, and own the backlog through full lifecycle deployment.
- Other Requirements
Skill Requirements
Role Purpose & Executive Summary We are seeking a high-caliber, results-oriented Payment Business Analyst & Product Owner to drive the modernization, design, and integration of our global enterprise payment platforms.You will hold end-to-end product ownership for payment processing capabilities— instant payments.You will lead detailed data mapping using the ISO 20022 XML/JSON standard, model End-to-End (E2E) payment sequence flows, author granular Agile user stories, negotiate technical agreements with partner systems/networks, and own the backlog through full lifecycle deployment.
About HCL Technologies
HCL Technologies is a global IT services and consulting company offering digital, engineering, cloud, and AI solutions. Headquartered in Noida, India, it serves clients across industries in over 60 countries.
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