Project Manager – Retail Lending Programme

 Develop and maintain the integrated project plan, WBS, schedule and critical path across the LOS, LMS and Collections workstreams

 Manage scope, milestones and deliverables across phased go-live waves (greenfield new book first, followed by legacy migration)

 Drive day-to-day delivery, sprint cadence and resource planning across business, IT and vendor teams

 Track and report progress, budget (CAPEX / OPEX) and QG gate readiness to

 Loan Origination System (LOS) migration from Newgen IBPS to Flowable —

onboarding, application capture, STP journeys, credit decisioning, policy rules & BPMN approval workflow

 Loan Management System (LMS) migration from Nucleus LMS v3.3 to FinnOne Neo —

servicing, repayment scheduling, accrual, GL / accounting, deferral, rescheduling, write-off & closure

 Collections migration from Intellect to FinnOne Neo — delinquency management,

bucketing, dunning, collections workflow, allocation, field & tele-calling, promise-to-pay & legal / recovery

 KYC / AML, documentation & disbursement handoff to core banking

 Conventional (FinnOne Neo) and Islamic (Finacle 11.x — Murabaha, Ijara) retail lending products

 Integration across core banking, credit bureau, e-KYC, payments, GL, channels & dialer /collections tools

 End-to-end delivery management of large, multi-workstream banking technology /system implementation programmes

 Strong planning, scheduling and critical-path management (MS Project, Wrike, or similar)

 Budget, vendor and commercial management

 Governance, RAID and stakeholder reporting at senior / CXO level

 Working knowledge of LOS, LMS and collections platforms and integration patterns (REST / SOAP, APIs, data migration)

 Agile and waterfall / hybrid delivery

 Bachelor’s degree in relevant field (Master’s / MBA preferred)

 12–14 years of banking / financial services experience, with a strong project delivery track record

 Proven experience managing retail lending system implementations across origination, loan management and collections (e.g., Flowable, Newgen, FinnOne Neo, Nucleus,Intellect, Finacle, Pega, TCS BaNCS)

 PMP, PRINCE2 or equivalent certification; Agile / Scrum certification an advantage