Manager, Risk Management

Role overview

Credit risk oversight and challenge

• Oversee and challenge BVNK credit, settlement, counterparty, collateral, and related digital-asset financial risk exposures.
• Review exposure assessments, risk ratings, portfolio metrics, credit limit usage, and reporting against policy, appetite, and thresholds.
• Challenge first-line controls for intraday and prefunding settlement exposure, liquidity providers, banking partners, and credit mitigants.
• Escalate material issues, breaches, deteriorating exposures, and emerging risks to senior leaders and governance forums.

Portfolio monitoring and risk appetite

• Monitor exposure trends, portfolio performance, concentrations, limit utilization, and key risk indicators against approved thresholds.
• Identify emerging risks, adverse trends, and control gaps before they escalate.
• Support risk ratings, counterparty scoring, stress testing, expected loss analysis, and ongoing portfolio monitoring.
• Escalate threshold breaches, policy exceptions, risk acceptance requests, and material risk deterioration through established governance.

Governance and integration

• Support financial risk frameworks, governance, reporting, and operating routines for the Digital Asset Risk & Compliance function.
• Translate Mastercard financial risk policies into requirements, controls, and evidence standards for BVNK integration.
• Align risk ownership, oversight, escalation, and decision-making across Mastercard and BVNK stakeholders.
• Prepare decision-oriented materials for management, committees, integration governance, audit, and regulatory reviews.
• Maintain audit-ready documentation of assumptions, decisions, exceptions, dependencies, issues, ownership, and remediation actions.

Qualifications

• Experience across credit, counterparty, settlement, liquidity, and collateral risk.
• Ability to apply financial risk principles to digital assets, stablecoins, tokenized settlement, prefunding, and banking partner exposures.
• Experience in banking, payments, fintech, digital assets, or another regulated financial services environment.
• Working knowledge of exposure measurement, risk ratings, limits, stress testing, expected loss, and portfolio monitoring.
• Strong understanding of second-line oversight, independent challenge, risk appetite, and escalation.
• Able to translate policy into practical controls, monitoring, governance, and reporting.
• Strong analytical judgment, structured thinking, and clear communication; able to build trusted partnerships while maintaining risk discipline.