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lever

lead – on deck payments

CRED
Bengaluru, IND
Full-time
Lead · 6–10 years experience
Onsite
Discovered 1 months ago

Full Job Posting

what you will do

  • category ownership & pl
  • own the category end-to-end, including growth strategy, economics, forecasting, and reporting
  • drive planning cadences, operating reviews, and performance tracking for the category
  • balance growth, reliability, cost-to-serve, and long-term sustainability
  • make clear trade-offs between engagement, scale, and economics
  • strategy & roadmap definition
  • partner with product and design teams to define the long-term vision and roadmap
  • identify levers to drive 2–3× growth in active transacting members
  • reimagine user journeys, frequency drivers, and habit loops within the category
  • translate category strategy into executable priorities and milestones
  • growth & engagement
  • drive adoption and repeat usage
  • design strategies to reduce friction, increase trust, and improve payment confidence
  • focus on low-cost engagement, not yield maximisation
  • use data and experimentation to identify and unlock growth inflection points
  • ecosystem & regulatory collaboration
  • work closely with relevant networks, regulators, and internal compliance teams to ensure regulatory alignment
  • anticipate ecosystem or policy changes and factor them into category strategy
  • represent category requirements clearly in cross-functional and partner discussions
  • cross-functional leadership
  • act as the single-threaded owner working across product, engineering, compliance, finance, and growth
  • influence without authority through clear problem framing, structured thinking, and data-backed narratives
  • drive clarity in ambiguous spaces and align teams around common outcomes

What we’re looking for

6–10 years of experience in payments or fintech, with prior ownership of high-frequency consumer payment categories in India

direct experience working across regulated payment rails and partner ecosystems

proven track record of scaling high-frequency consumer payment categories

strong strategic and analytical skills — able to translate insight into execution

experience owning P&L, planning, and business performance cadences

ability to operate cross-functionally in regulated environments

high ownership mindset with strong collaboration ethos

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