KYC Associate

Role overview

Key responsibilities

• Own CDD and EDD reviews for new and existing relationships, meeting policy, regulatory, accuracy, and timeliness standards.
• Assess complex ownership, control, UBO, business sector, source of funds, and source of wealth information; identify risk and escalate material issues.
• Document risk assessments and evidence-based recommendations for onboarding, periodic and event-driven reviews, and remediation.
• Conduct sanctions, PEP, and adverse media screening; investigate routine alerts and escalate hits or complex findings.
• Support fund transaction due diligence, portfolio monitoring, event-driven reviews, and maintenance of UBO analysis and records.
• Respond to business KYC/AML queries and work with internal teams and external counterparties.
• Quality-check and guide Analysts; contribute to policies, procedures, controls, monitoring tools, and appropriate AI-enabled process improvements.
• Support compliance monitoring, thematic reviews, filings, reporting, governance materials, audits, regulatory change assessment, training, and wider compliance projects.

Skills, knowledge and expertise

• Proven KYC, AML, financial crime, or compliance experience; experience in private funds, alternative investments, asset management, banking, or financial services is ideal.
• Working knowledge of AML/KYC frameworks, including AMLD, FATF, and relevant sanctions requirements; FinCEN and OFAC exposure is desirable.
• Practical CDD/EDD experience covering complex entities, ownership, UBOs, source of funds and wealth, and higher-risk relationships.
• Experience with screening tools and investigating, documenting, and escalating potential matches.
• Able to work independently, interpret requirements, and provide practical guidance; experience checking junior colleagues’ work and willingness to mentor Analysts.
• Strong analytical judgment, attention to detail, organization, prioritization, and communication; able to manage multiple reviews and build trusted relationships.
• Proactive process-improvement approach, including appropriate use of technology and AI tools.