{bc}
Apply
linkedin

Java Developer - Financial Credit Risk Control

Astra Tech
Abu Dhabi, UAE
contract
Mid-Senior
1 months ago
RedisJavaTensorFlowPyTorch
Free

Job Fit Check

Base Career helps you apply smarter for this job.

?%
Ready to Scan

Key skills for this role

RedisJavaTensorFlow
Smart Apply

Full Job Posting

About The Role

Focus on financial credit scenarios (personal consumer credit, corporate credit, supply chain finance).

Design, develop, and iterate Java-based credit risk systems (full lifecycle: pre-loan → in-loan → post-loan).

Mitigate credit/fraud/compliance risks, protect financial assets, and ensure compliance with CBIRC/PBOC regulations.

Key Responsibilities

  • Build Java-based credit risk systems (approval, anti-fraud, post-loan monitoring) to support credit applications, line reviews, and overdue collection.
  • Design high-availability APIs (pre-loan ≤300ms response, post-loan ≤500ms) for peak concurrency (thousands of requests/sec).
  • Use Java ecosystems (Spring Boot/Cloud Alibaba, Nacos, Apollo, Seata) to ensure microservice stability and data consistency (e.g., prevent duplicate loans).
  • Translate risk rules (CBIRC compliance, blacklists) and scoring models (A/B/C cards) into Java code.
  • Develop a dynamic rule platform (online editing, grayscale release) and optimize efficiency (Redis caching, async computing).Integrate ML models (TensorFlow/PyTorch) as RESTful APIs for real-time scoring.
  • Connect to financial data sources (central bank credit, third-party providers like BaiRong) via MyBatis/Spring Data JPA; build risk data marts.
  • Develop real-time dashboards (track NPL, M1/M3, fraud rate) and regulatory alerts (15-minute response).
  • Process batch data with Flink/Spark (monthly credit sync, repayment calculations).

• Compliance & Security

  • Implement data security (desensitization, RBAC, audit logs) to meet Personal Information Protection Law.
  • Support regulatory audits (AML, Internet Loan Measures) and fix system vulnerabilities (SQL injection, API bypass).

Requirements

  • Bachelor’s in CS/Software/FinTech; 3+ years backend dev, 1.5+ years in financial credit risk (banks/consumer finance/fintech).
  • Proficiency in Java (JDK 11+): JVM tuning, concurrency (ThreadPool); familiar with Spring Boot/Cloud, Seata, MySQL (sharding), Redis (cluster).
  • Core Skills
  • Experience in Java credit risk systems (full lifecycle) and rule engines (Drools/Easy Rules) preferred.
  • Familiar with Flink/Spark for real-time/batch data; ability to design high-availability microservices (circuit breaking, distributed locks).
  • Knowledge of financial security (API signature, SM4/SM2) and regulatory requirements (Cybersecurity Law).

Preferred

  • Experience in bank/fintech core credit systems
  • ML model engineering (TensorFlow → Java APIs) or certifications (FRM, CISP, CFA).

Apply for this job in 1 click

Skip the repetitive application forms

Install the Base Career Chrome Extension and autofill job applications across major job boards with your profile.

Sarah M.James T.Maya R.

Trusted by over 500,000 job seekers on Base Career

Start Free Today

More from this employer

More jobs at Astra Tech

Rust Engineer

Abu Dhabi, UAE

Yesterday

User Operations Lending Manager

Abu Dhabi, UAE

5 days ago

Customer Service Specialist

Abu Dhabi Emirate, UAE

6 days agofulltime

L1 IT Support Engineer

Dubai, UAE

1 weeks agofulltime

Rust Engineer

Abu Dhabi, UAE

1 weeks ago

Back-End Java Engineer

Abu Dhabi, UAE

2 weeks ago

Risk Systems & Strategy Deployment Manager

Abu Dhabi, UAE

2 weeks ago

Collection Strategy Analyst

Abu Dhabi, UAE

2 weeks ago