Financial Crime Operations Analyst

Role overview

KYB client due diligence

• Own the end-to-end KYB lifecycle, including onboarding, remediation and periodic reviews.
• Analyse and verify complex corporate structures, ownership hierarchies and control relationships to identify ultimate beneficial owners.
• Conduct risk-based sanctions, PEP and adverse-media screening across entities and associated individuals.
• Assess sources of wealth and funds and evaluate jurisdictional, sectoral, behavioural and reputational risk indicators.
• Partner with Sales and customers to streamline digital onboarding journeys.

Transaction monitoring

• Investigate transaction-monitoring alerts and identify suspicious activity and financial crime typologies across payments and FX.
• Recognize patterns such as structuring, layering, rapid movement of funds and mismatches with stated business activity.
• Prepare internal escalations and Suspicious Activity Reports for MLRO review.
• Maintain audit-ready case records and feed alert trends into rule tuning and risk assessments.

Continuous improvement

• Drive automation and process improvements across financial crime operations.
• Support the MLRO with management information, reporting and ad hoc regulatory requests.
• Help maintain policies and procedures aligned with FCA expectations and evolving regulatory standards.
• Contribute to a scalable, technology-driven compliance function.

Required experience and knowledge

• At least two years’ experience in Financial Crime, AML, KYB or Compliance within a UK-regulated fintech, payments, EMI or banking business.
• Strong knowledge of UK AML/CTF regulation, including the Money Laundering Regulations, JMLSG guidance and FCA expectations.
• Hands-on experience with KYB/KYC platforms and digital onboarding tools.
• Experience investigating transaction-monitoring alerts and financial crime typologies in payments and FX environments.
• Strong analytical skills and a risk-based approach to decision-making.

Workplace

• The role is based in London and the company states it has a five-day office culture.

Eligibility

• Candidates must have the right to work in the UK.