Finance Manager

Role overview

Accounting, reporting, and performance

• Own the general ledger and monthly, quarterly, and annual close, including journals, accruals, provisions, prepayments, depreciation, amortization, reclassifications, and consolidation submissions.
• Prepare and review management accounts, statutory statements, reconciliations, cash-flow reporting, and analysis of material movements and variances.
• Apply IFRS to financing, revenue and fees, financial instruments and ECL, leases, intangible assets, related parties, provisions, and entity-specific transactions.
• Coordinate budgets, forecasts, long-range plans, and budget-versus-actual reporting; challenge assumptions and advise on profitability, pricing, investment, costs, capital, and resources.
• Develop and monitor KPIs, identify adverse trends, and recommend corrective actions.

Treasury, compliance, and controls

• Manage cash positioning, liquidity forecasts, funding requirements, payment planning, bank accounts, signatories, and treasury controls.
• Review applicable bank, collection, disbursement, gateway, broker, custodian, portfolio, and intercompany reconciliations; investigate, age, and clear items and escalate significant risks.
• Coordinate SAMA, CMA, and other regulatory returns with ledger reconciliations, data lineage, review evidence, and maker-checker controls.
• Oversee VAT, withholding tax, zakat or corporate tax schedules and filings, and support regulatory and tax inspections, assessments, audits, and information requests.
• Oversee vendor onboarding, purchase orders, invoices, expenses, payment runs, vendor data, approvals, matching, tax treatment, and payables monitoring.
• Maintain finance policies, process narratives, risk and control matrices, close checklists, and control evidence; lead audit support and track remediation.

Systems, team, and business partnership

• Oversee accounting or ERP systems, chart of accounts, master data, posting rules, access, interfaces, workflows, and period controls.
• Define finance requirements for products, system enhancements, reporting tools, and integrations; participate in testing and implementation.
• Improve close speed, reporting accuracy, audit trails, reconciliation efficiency, and scalability through standardization and automation.
• Supervise and develop finance staff, assign work, set deadlines and quality standards, and review deliverables.
• Partner with Operations, Credit, Risk, Compliance, Technology, Procurement, Human Resources, and other functions; communicate results and escalate material matters.

Qualifications and experience

• Bachelor’s degree in Accounting, Finance, or a related discipline.
• At least 6 years of progressive finance and accounting experience, including supervisory responsibility.
• Experience in a Saudi finance company, bank, fintech, investment business, or other regulated institution is strongly preferred.
• Experience spanning IFRS reporting, close, budgeting, regulatory reporting, treasury, tax, audit coordination, controls, and multi-entity or intercompany accounting.
• A recognized professional qualification or progress toward SOCPA, ACCA, ACA, CPA, CMA, CIMA, or equivalent is strongly preferred.

Technical and professional competencies

• Practical knowledge of IFRS, SAMA/CMA reporting expectations, Saudi VAT and withholding tax, and controls in regulated financial institutions.
• Advanced Microsoft Excel and strong accounting or ERP-system capability; able to prepare reconciliations, models, reports, accounting papers, policies, and regulatory responses.
• Fluency in English is required; Arabic is an advantage.
• High integrity, sound judgment, attention to detail, commercial awareness, and ability to lead multiple deadlines.

Key performance measures and role flexibility

About Malaa