Finance Manager - Fintech/ BNPL

Overview

Our Team

• We love working together, being creative, and doing things differently!
• Our team is made up of over 20 people with different nationalities.
• We work from a cozy office in Riyadh, Saudi Arabia.
• And hey, we're not just smart—we're really good at coming up with new ideas!
• Plus, you can work from wherever you want because we like to keep things flexible.
• Our core values & Principles
• **Innovation** – We’re a technology-driven team with the purpose of uplifting the real estate sector. We are the leaders of the industry in innovation.
• **Customer Centricity** – We put the customer at the core of every decision and action.
• **Adaptability** - Being able to adapt quickly to changing market conditions and customer needs.
• **Empowerment & Collaboration** – Our team is the most valuable aspect of the company; We respect all ideas, our team enjoys authority, autonomy, and collaboration.
• **Ethical Excellence** - We perform within the highest ethical standard.

Job Summary

• The Finance manager is responsible for leading the finance function in Rize including rolling forecasts, financial models, and cashflow management to predict the company's cash runway.
• They will monitor financial performance against targets and own the company's financial models, data, and presentation materials.
• The manager will also be responsible for investment planning, including determining the optimal capital structure, securing financing through equity rounds and debt products, and managing relationships with capital firms.
• Additionally, the manager will maintain proper financial reporting to investors, capital providers, and other stakeholders, as well as uphold professional standards in debt management.
• What will you be doing?
• Develop and maintain budgets and rolling forecasts in collaboration with the accounting team
• Maintain runway, using accurate forecast and actual figures
• Monitor performance against targets in monthly performance meetings
• Maintain ownership of Rize's financial models, data room, and financial presentation materials
• Determine the optimal capital structure for the business, considering debt and equity financing options
• Develop a financial roadmap for upcoming equity/debt investment rounds and loan injections
• Arrange meetings with local and international institutions offering debt solutions, such as banks and investment firms
• Own the financial numbers, story, and pitch deck for investors, banks, and capital firms
• Manage the financial structuring process with capital companies, including meetings, sourcing, and creating the financial story and pitch presentation
• Integrate all financial products, including loans and funds, into Rize's financial roadmap
• Develop a strategy to improve the company's bottom line and revenue and product development prioritization from a financial perspective.
• Prepare and maintain accurate and timely financial reports for investors, capital providers, and other stakeholders
• Ensure compliance with debt covenants and maintain professional standards in debt management
• Communicate financial performance and projections to all relevant stakeholders
• You're a perfect match if you have
• 5+ years of experience in financial planning, modeling, and fundraising for startups
• Fintech experience
• Relative experience with a financing firm or institution is a plus
• Knowledge of debt and equity financing solutions, including innovative financing instruments
• Experience working with capital firms and investors
• Demonstrated track record of maintaining professional standards in debt management and financial reporting

Benefits

• What do we offer?
• **Competitive salary** - Receive a competitive salary package in USD or SAR, reflecting your skills and contributions in our industry.
• **Diverse International team** - Join a diverse international team where different perspectives and backgrounds enrich our collaborative culture.
• **Flexibility** - Enjoy the option to work full remote or hybrid, allowing you to balance work and life in a way that suits you best.
• **Innovation** - Shape the future of Proptech with your groundbreaking ideas and technological prowess.
• **Direct Impact** - See your ideas come to life and make tangible changes in an industry ripe for revolution.
• **Fast-paced Learning** - Grow personally and professionally every day with opportunities to master new skills in our dynamic start-up environment.
• **Creative Freedom** - Take the reins, innovate, and push boundaries with the freedom to experiment, learn, and grow at Rize.
• **Close-knit Community** - Join a collaborative, supportive team where your voice matters and your contributions are recognized and celebrated.