Executive - Pre-Decisioning

SBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in rewarding benefits. At SBI Card, the motto 'Make Life Simple' inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone.

SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees without any discrimination on the grounds of race, colour, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work.

Join us to shape the future of digital payment in India and unlock your full potential.

What’s in it for YOU

SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees

Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees

Dynamic, Inclusive and Diverse team culture

Gender Neutral Policy

Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits

Commitment to the overall development of an employee through comprehensive learning & development framework

Role Purpose

Responsible for processing applications from PS2 process with complete diligence with respect to KYC and income documents.

Role Accountability

Perform scrutiny of credit card applications

Check if application is compliant to KYC norms

Conduct Credit checks in document with predefined policies and get into income calculations

Ensure adherence to TAT and accuracy for decision-making

Check for validity of documents attached with the application

Perform process documentation and compliance adherence

Measures of Success

Processing/Production Accuracy as per SLA

Adherence to TAT and accuracy for decision-making

Process adherence as per MOU

Technical Skills / Experience / Certifications

Credit Card knowledge along with good understanding of Credit Processes

Knowledge of credit documentation, basic financial ability

Competencies critical to the role

Process Orientation

Teamwork & Collaboration

Analytical Ability

Verbal and Written Communication

Qualification

Graduate in any discipline

Preferred Industry

FSI