Credit Specialist

Overview

Credit Specialist

Key Responsibilities

• Source and screen new credit opportunities across banks and non-banking financial institutions (NBFIs) in Emerging Markets, working closely with origination and investment teams.
• Perform in-depth fundamental credit analysis, evaluating financial performance, capital adequacy, asset quality, liquidity, governance, and the macro-regulatory environment.
• Develop and maintain detailed financial models, stress-testing, and scenario analysis frameworks to support investment recommendations.
• Prepare high-quality credit memoranda and investment committee presentations, including clear investment theses and risk assessments.
• Support transaction structuring, documentation review, and legal due diligence in coordination with internal and external legal teams.
• Assist in negotiating financial covenants, security packages, and ongoing information requirements.
• Monitor the existing credit portfolio, track performance, refinancing prospects, and emerging risks/opportunities.
• Contribute to credit event management and recommend appropriate strategies and solutions.

Candidate Profile

• Relevant experience in credit analysis, credit research - with a proven focus on Financial Institutions.
• Strong track record covering banks and NBFIs, ideally gained at an Asset Manager, Development Finance Institution, or rating agency with a focus on Emerging Markets.
• Full-cycle credit experience spanning origination, underwriting, execution, and ongoing monitoring.
• Excellent financial modelling and analytical skills, with the ability to build robust stress-testing and scenario frameworks.
• Self-starter with strong communication skills
• **Preferred:**
• CFA or FRM charter (or significant progress towards either.)
• Bachelor’s degree (or higher) in Finance, Economics, Accounting, or a related discipline from a reputable institution.
• Proficiency in English is essential, additional languages are a strong advantage.
• Familiarity with data analytics tools and platforms.