Credit Risk Analyst / Loan Officer - Qatar Development Bank
About This Role
QDB is a government-owned financial institution that supports SMEs, entrepreneurs, and private sector growth in Qatar. It plays a key role in economic diversification (non-oil sectors).
A Credit Risk Analyst or Loan Officer is responsible for evaluating borrowers and managing lending risks to ensure that loans are safe, profitable, and compliant with regulations.
Core Responsibilities:
1. Credit Analysis & Risk Assessment
Analyze financial statements, cash flow, and credit history of individuals or companies
Determine the creditworthiness of loan applicants
Assign risk ratings and recommend loan approval or rejection
2. Loan Evaluation & Approval Support
Review loan applications (personal, SME, corporate)
Structure loan terms (amount, interest, collateral)
Ensure all lending decisions follow internal policies and regulations
3. Risk Monitoring & Portfolio Management
Monitor existing loan portfolios for default risks
Track repayment behavior and flag high-risk accounts
Conduct periodic credit reviews
4. Compliance & Reporting
Ensure compliance with:
Banking regulations (QCB, Basel standards)
Internal credit policies
Prepare risk reports for management and credit committees
5. Stakeholder Coordination
Work with:
Relationship managers
Credit committees
Clients and auditors
Support decision-making for large loan approvals
6. (For Loan Officers – Client-Facing Tasks)
Advise clients on loan products
Assist in completing loan applications
Maintain relationships with borrowers
Typical Requirements:
Bachelor’s degree in:
Finance, Accounting, Economics, or Business
2–10+ years experience in:
Banking, credit analysis, or lending
Preferred certifications:
CFA, FRM, CPA
Skills:
Financial analysis
Risk assessment
Excel & reporting
Job Type: Full-time
Pay: From QAR15,000.00 per month
Work Location: In person
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