Credit Risk Analyst / Loan Officer - Qatar Development Bank

**QDB** is a government-owned financial institution that supports SMEs, entrepreneurs, and private sector growth in Qatar.

It plays a key role in economic diversification (non-oil sectors).

A **Credit Risk Analyst** or **Loan Officer** is responsible for evaluating borrowers and managing lending risks to ensure that loans are safe, profitable, and compliant with regulations.

Analyze financial statements, cash flow, and credit history of individuals or companies

Determine the creditworthiness of loan applicants

Assign risk ratings and recommend loan approval or rejection

Review loan applications (personal, SME, corporate)

Structure loan terms (amount, interest, collateral)

Ensure all lending decisions follow internal policies and regulations

Monitor existing loan portfolios for default risks

Track repayment behavior and flag high-risk accounts

Conduct periodic credit reviews

Ensure compliance with:

Banking regulations (QCB, Basel standards)

Internal credit policies

Prepare risk reports for management and credit committees

***5.

Stakeholder Coordination***

*Work with:*

Relationship managers

Credit committees

Clients and auditors

Support decision-making for large loan approvals

***6. (For Loan Officers – Client-Facing Tasks)***

Advise clients on loan products

Assist in completing loan applications

Maintain relationships with borrowers

*Bachelor’s degree in:*

2–10+ years experience in:

Banking, credit analysis, or lending

Preferred certifications:

*Skills:*

Financial analysis

Risk assessment

Excel & reporting

Pay: From QAR15,000.00 per month