Credit Processing Analyst

The Credit Processing Analyst will join Digitide Solutions' CLM Domestic BFSI back‐office team to evaluate, validate, and process credit applications while ensuring compliance with banking regulations. The role collaborates closely with Customer Care Executives to resolve client issues, maintain high data integrity, and generate insightful reports that drive operational efficiency.

Responsibilities

• Review and assess credit applications for completeness and accuracy
• Validate supporting documents and perform eligibility checks
• Process credit transactions in accordance with SOPs and regulatory guidelines
• Collaborate with Customer Care Executives to address client inquiries and resolve issues
• Maintain and update credit files and databases with meticulous attention to detail
• Ensure compliance with internal policies, KYC, AML, and other banking regulations
• Generate daily, weekly, and monthly credit processing reports for management
• Identify and rectify discrepancies or errors in credit data promptly
• Assist in process improvement initiatives to enhance turnaround time and quality
• Provide training and guidance to junior staff on credit processing best practices

Qualifications

• Bachelor's degree in Finance, Commerce, Business Administration, or related field
• 1–3 years of experience in credit processing, loan administration, or BFSI back‐office operations
• Strong understanding of CLM (Credit Lifecycle Management) concepts and tools
• Proficiency in MS Office, especially Excel, and familiarity with banking software
• Knowledge of KYC, AML, and other regulatory compliance requirements
• Excellent analytical and problem‐solving abilities
• Effective written and verbal communication skills
• High attention to detail and accuracy in data handling
• Ability to work collaboratively in a fast‐paced back‐office environment
• Customer‐service orientation with a proactive approach to issue resolution