Credit Officer/Manager

Overview

• Assess creditworthiness of loan applicants, meticulously analyzing financial statements and credit reports to mitigate risk.
• Conduct thorough due diligence on potential borrowers, including site visits and industry analysis, to gain a comprehensive understanding of their businesses.
• Structure loan facilities, negotiate terms and conditions, and prepare comprehensive credit proposals for management approval.
• Monitor existing credit portfolio performance, proactively identifying and addressing potential credit risks and delinquencies.
• Review and prepare proposal for loan application
• Assist in various audit process of internal and external
• Ensure the regulatory compliance
• Superior problem – solving and analytical abilities
• In-depth knowledge of India / UAE market for corporate & institutional financial services
• Sound knowledge of international banking law /practice and products / services particularly
• relating to India & UAE.
• Outstanding interpersonal, communication and presentation skills
• Innovation and creativity
• Strong analytical and problem-solving skills
• He/she should be capable to train the other departmental/office staff
• The selected candidate will also handle other responsibilities as assigned by the Bank from
• time to time.