Credit Analyst

Credit Analyst responsibilities and essential job functions include, but are not limited to the following:

• Follow established process for new customer set up and credit investigation and establish credit limits within assigned limit level or refer for approval when outside established limit authority
• Assess and recommend new credit analysis practices that proactively identify and minimize risks.
• Create and maintain credit history files
• Respond to credit inquiries from external and internal clients
• Prepare weekly and monthly reports, including credit hold reports, bad debt reports, new credit application reports and account receivable summaries
• Analyze and assess the creditworthiness of both new accounts and credit limit increases of existing accounts using external credit risk management tools and reports based previous sales
• Identify bad debt or financial exposure to leadership
• Daily/weekly account status reporting
• Other clerical duties as assigned, faxing, filing, copying, mailing
• warehouse security, cleanliness and safety standards are adhered to Qualifications, Knowledge, Skills, and Abilities:
• High school Diploma or GED required
• 2+ years previous credit risk management experience preferred
• Previous logistics, transportation, domestic or international experience a plus
• Must be analytical and detail oriented
• Must be organized, have keen attention to detail and accuracy
• Must be able to excel in a fast paced – time critical environment
• Must be proficient with Microsoft Office Suite including Outlook, Excel and Word
• Must possess the ability to use sound judgment when making independent decisions
• Must have excellent verbal/written communication and follow-up skills
• Knowledge and experience with local, state and federal collection laws
• Familiarity with accessing and interpreting business Trade Reference reports such as Dun & Bradstreet and Equifax
• Ability to review financial and trade information and make decisions supporting credit limits
• Knowledge of TL, LTL, Import/Export, Customs, accounts receivable, and accounts payable processes a plus
• Ability to read, write, and speak English fluently; Bi-lingual Spanish a plus