Compliance Officer – Payments Company

About the Role

Key Responsibilities

• Manage the end-to-end onboarding process for new clients and business partners.
• Conduct Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and Know Your Customer (KYC) reviews.
• Verify customer identities, corporate structures, source of funds, and beneficial ownership information.
• Perform sanctions, PEP (Politically Exposed Persons), and adverse media screenings.
• Monitor client activities and transactions for potential AML/CFT risks.
• Investigate and escalate suspicious activities in accordance with company procedures.
• Develop, implement, and maintain compliance policies and procedures.
• Create and update policies to ensure the safeguarding of:
• Client funds and assets
• Customer data and confidentiality
• Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) compliance
• Fraud prevention and financial crime controls
• Operational and regulatory compliance risks
• Conduct periodic compliance reviews and risk assessments.
• Ensure compliance with local and international regulations applicable to payment service providers.
• Assist with regulatory reporting and audits.
• Maintain accurate compliance records and documentation.
• Provide compliance training and guidance to internal teams.
• Liaise with regulators, banking partners, and external service providers when required.
• Stay updated on regulatory developments affecting the payments and fintech industry.

& Experience

• Bachelor's degree in Law, Finance, Business Administration, Compliance, Risk Management, or a related field.
• Minimum 2 years of experience in Compliance, AML, KYC, Risk, Banking, Fintech, or Payments.
• Strong understanding of AML/CFT regulations, sanctions screening, and customer due diligence requirements.
• Experience working within a regulated financial services, fintech, payment institution, or banking environment.
• Knowledge of UAE and international compliance standards is advantageous.
• Professional certifications such as CAMS, ICA, or equivalent are preferred but not mandatory.

& Competencies

• Excellent attention to detail and analytical skills.
• Strong organizational and documentation abilities.
• Ability to assess risk and make sound compliance decisions.
• Effective communication and stakeholder management skills.
• Ability to work independently and manage multiple priorities.
• Proficiency in Microsoft Office applications.

Language & Eligibility Requirements

• Applicants must meet at least one of the following criteria:
• Hold a valid European passport; **or**
• Be fluent in both English and Tagalog (written and spoken).

What We Offer

• Competitive salary package.
• Opportunity to work in a fast-growing payments and fintech environment.
• Professional development and training opportunities.
• Collaborative and dynamic workplace culture.
• Pay: AED6,000.00 - AED10,000.00 per month

Application Question(s)

• Do you currently hold a valid passport from a European country?

Language

• Fluent Tagalog and English (Required)