Compliance Analyst I, Licensing

Guild Mortgage Company

Position Summary

Compensation

Compensation

Essential Functions

• Prepare and submit applications for mortgage lender or general business licensing for the company. Identify changes to filing requirements and inform management.
• Prepare and submit city/county and state license filings for branch office openings, closings and address changes. Identify changes to filing requirements and inform management.
• Follow up on status of applications, seek assistance to troubleshoot problems/resolve issues, report to management on current status of all applications, and see applications through to completion.
• Monitor continuing education requirements for MLOs and ensure they are met prior to company license renewal.
• At direction of management, periodically perform compliance checks to ensure MLO information is accurate in NMLS and employee files.
• Prepare and submit monthly, quarterly, and annual reports and license renewals (city/county and state). Identify changes to filing requirements and inform management.
• Monitor and renew existing company, branch, and loan originator licenses. Provide guidance to Loan Officers, Branch Managers, Production, and Servicing regarding licensing matters.
• Maintain tracking system to monitor for deadlines and due dates of various filings and renewals, including license and surety bond spreadsheets.
• Assist in filing the Mortgage Call Report quarterly. Notify department manager of any issues encountered during the filing process. Review will consist of analyzing data for accuracy and/or identifying discrepancies that should be escalated timely to management to determine an action plan.
• Provide responsive, courteous, and knowledgeable service to Branches and internal departments.
• Use computers to conduct to conduct research, including proprietary systems, subscriber databases and internet resources to resolve issues and verify compliance with regulations.
• Prepare and verify that complete files, including supporting documentation, are retained in accordance with required retention periods.
• Escalate issues that represent higher risk and fall outside of scope of responsibility.
• Identify and stay current on changes in industry regulations that impact work product. Ensure internal systems are updated as regulations change.
• Anticipate, organize, prioritize, and coordinate administrative responsibilities such as distribution of incoming and outgoing correspondence for the Compliance Management Division.
• Perform other duties and administrative functions as needed.

Qualifications

• Bachelor’s degree; along with a minimum of 1+ years of compliance experience is required; consumer lending compliance experience is preferred.
• Highly prefer experience with analyzing data, including, but not limited to the Mortgage Call Report and state-specific mortgage related activity reports.
• Related work experience and/or coursework related to Business, Finance and/or Legal is preferred.
• General knowledge of overall mortgage lending process; prior NMLS, mortgage, lending or related industry experience preferred.
• Strong verbal and written communication skills.
• Strong detail orientation and highly organized.
• Sound judgment, ability to think critically.
• Work independently in a fast-paced environment to complete work following procedures.
• Manage multiple priorities and deadlines; strong sense of urgency and responsiveness.
• Prior experience using PDF/Adobe programs and Microsoft Word, and PowerPoint.
• Advanced MS Excel skills preferred.
• Basic math skills.

Supervision

• Depending on experience, close to moderate supervision of work
• Depending on experience, low to moderate independent judgment and discretion used in decision-making
• Follows procedures/checklists
• Escalates issues that fall outside guidelines or experience
• Uses sound judgment in executing core job responsibilities
• Supervisor may assign project work related to internal system update testing and auditing

Requirements

• Physical: Work is primarily sedentary; occasionally walks and/or stands.
• Manual Dexterity: Frequent use of computer keyboard and mouse.
• Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
• Environmental: Office environment - no substantial exposure to adverse environmental conditions
• Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
• Guild Mortgage Company is an Equal Opportunity Employer.

Equal Opportunity Employer