Compliance Analyst

Summary

Essential Functions / Responsibilities

• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions
• Analyzes regulatory, agency, and GSE requirements (e.g., TRID, RESPA, ECOA/Regulation B, fair lending, HMDA, or similar mortgage and financial services regulations; FNMA, FHLMC guidelines; FHA, USDA, VA requirements) and translates them into business and technical requirements
• Identifies the data fields and data sources needed to support new or updated compliance logic
• Drafts and maintains the underlying code, rules, and logic that power ACES’ compliance-related reporting and platform functionality
• Designs and documents data sets and logic flows that accurately reflect applicable federal requirements
• Partners with members of the Operations and Product teams to coordinate testing of new and updated logic prior to release
• Serves as a subject-matter resource to Compliance leadership and cross-functional teams on regulatory interpretation and its technical implementation
• Monitors changes in federal regulatory requirements and assesses the impact to existing logic and reporting
• Documents logic, data field mappings, and business rules clearly for internal reference and knowledge continuity
• Troubleshoots and resolves issues related to compliance logic and data accuracy, escalating as appropriate
• Contributes to internal knowledge base articles and procedural documentation related to compliance logic and data
• Requirements

Qualifications & Competencies

• Strong working knowledge of regulatory, agency, and GSE requirements applicable to mortgage servicing, loan origination, or financial services compliance
• Demonstrated ability to translate regulatory language into technical logic and data requirements
• Proficiency building and troubleshooting code/logic (e.g., SQL or similar query/scripting languages)
• Strong analytical skills with high attention to detail and sound judgment
• Ability to independently identify relevant data fields and construct accurate data sets
• Clear and professional written and verbal communication skills, including the ability to explain technical logic to non-technical stakeholders
• Ability to work effectively both independently and within a cross-functional team environment
• Strong organizational and time management skills; able to manage multiple priorities effectively
• Familiarity with reporting tools such as Business Objects, Reveal BI, or similar BI platforms preferred

Required Education and Experience

Travel Required

Other Duties

• Please note that this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
• We are an Equal Opportunity/Affirmative Action Employer. We will consider all qualified applicants for employment regardless of age, race, color, national origin, sex, religion, veteran status, disability, sexual orientation, gender identity, or any other legally protected status. We celebrate diversity and are committed to creating an inclusive environment for all employees.
• Salary Description
• $85,000 - $100,000 per year