Chief Risk Officer

About This Role

The Group Chief Risk Officer (GCRO) oversees Liva’s enterprise risk management strategy and governance, ensuring the robust identification, assessment, and mitigation of financial, operational, strategic, and emerging risks. Reporting to the Group CEO with a dotted line to the Board Risk Committee, the GCRO serves on the Senior Leadership Team and drives a disciplined risk culture through transparency and capability development.

This role manages all aspects of risk activity across business functions—including compliance and investments—to protect the organization’s financial stability and reputation. The GCRO collaborates with key stakeholders to provide guidance on risk-related decisions and ensures proper management processes are in place. The ideal candidate possesses a strong background in risk management, a proven track record in implementing frameworks, and the analytical skills necessary to communicate complex concepts to senior management.

Job Responsibilities

• Own, lead and oversee Liva’s enterprise risk management (ERM) strategy, framework, and governance standards.
• Set and monitor the Group’s risk appetite, ensuring alignment with corporate objectives and regulatory expectations.
• Provide independent oversight of risk exposure and challenge to the Group CEO and Board Risk Committee.
• Drive a strong risk culture through transparency, capability building, and effective escalation.
• Identify, evaluate, and prioritize organizational threats; monitor key risk indicators (KRIs) and report findings regularly to senior management and the Board.
• Develop comprehensive risk mitigation plans and provide strategic recommendations to minimize exposure and enhance organizational resilience.
• Collaborate with senior management and internal functions to foster positive relationships with relevant regulators and ensure a unified approach to risk.

Requirements

• Strategic risk management - worked at a senior level of risk management and gained a detailed understanding of Solvency II, Risk Assessment, Risk Reporting, Stress Testing etc and other major regulatory initiatives as they relate to general insurance
• Extensive risk and industry experience and bachelor/undergraduate’s degree from college or university
• Familiarity with complex and evolving risk concepts but focused on practical, cost effective, implementation.
• Ability to manage and influence in a matrix structure across the region
• Proven people management and leadership skills; highly collaborative approach across functions
• Proven ability to educate non-technical managers on technical areas that enhance their decision-making ability.
• Proven ability to interact with regulators.