Benefits Analyst

Client Advisory and Presentation

Benefits Analysis and Underwriting

• Own the analysis behind each client's renewal: budget and renewal projections, rate development, rate-tier and contribution analysis, and plan-change modeling and pricing.
• Benchmark plan designs, contributions, and costs against market data to support your recommendations.
• Produce disruption, network-discount, administration-fee, and fully insured rate analyses when evaluating alternatives.
• For level-funded and self-funded arrangements where applicable, develop claim projections and IBNR reserve estimates and interpret experience reporting.
• Maintain clean, well-documented analytical files that another analyst can pick up and understand.

RFP and Carrier Marketing

Renewal-to-Open-Enrollment Handoff

Tools and Continuous Improvement

Required Qualifications

• 3+ years in a role that involves small group benefits analysis and/or support.
• Bachelor's degree.
• Active Life, Accident and Health Producer License, or the willingness and ability to obtain licensing in the relevant states within a defined onboarding period.
• Solid grounding in benefits financial analysis: budget and claim projection, rate development, contribution analysis, and disruption and discount analysis.
• Strong proficiency with Microsoft Excel and comfort working in a CRM (Salesforce) and AI-enabled workflows.
• Strong communication and presentation skills, with the ability to build trusted relationships with client decision-makers.

Preferred Qualifications

• Experience in a brokerage or consulting environment supporting small and mid-sized groups.
• Hands-on experience across fully insured and level-funded (and ideally self-funded) programs.
• Established relationships with carriers and general agency partners.
• Familiarity with ancillary and voluntary benefit product lines.
• Experience leading, mentoring, or coordinating the work of others, including offshore staff.