Associate Product Manager
Role Overview
Airpay is an RBI-licensed omnichannel payments company operating in India, the UAE, and Tanzania, with businesses in payments, distribution, lending, and wealth.
The role builds products across Airpay Money, a consumer investing app, and Airpay Capital, a digital lending platform.
The product manager owns features from customer problem and requirements through launch and adoption, working with engineering, design, business, compliance, and partners.
Key Skills for This Role
Full Job Posting
Role overview
Airpay is an RBI-licensed omnichannel payments company operating in India, the UAE, and Tanzania, with businesses in payments, distribution, lending, and wealth.
The role builds products across Airpay Money, a consumer investing app, and Airpay Capital, a digital lending platform.
The product manager owns features from customer problem and requirements through launch and adoption, working with engineering, design, business, compliance, and partners.
Responsibilities
- Own the roadmap and delivery for Airpay Money investing journeys across mutual funds, stocks, and other asset classes.
- Build Airpay Capital lending journeys for personal and secured loans and credit cards, from application through eligibility, offers, and disbursal.
- Connect investing and credit into a seamless experience across app and web.
- Write PRDs and user stories and partner with design and engineering through build, testing, and launch.
- Manage bank, NBFC, and investment partner integrations from scoping through go-live and issue resolution.
- Define feature success metrics, track funnels and conversion, and use data and customer feedback to prioritize work.
- Work with compliance and legal to meet RBI, SEBI, and data-privacy requirements.
- Triage production issues with support and engineering based on customer and business impact.
- Track competitors and market trends in Indian investing and digital lending.
Skills and experience
- Hands-on experience building D2C investing journeys, including onboarding and KYC, mutual fund SIP and lumpsum, stock and ETF orders, portfolio and holdings views, and redemptions.
- Understand investing infrastructure, including exchanges, depositories, RTAs, order lifecycle, settlement cycles, UPI AutoPay, and eNACH.
- Experience driving investor acquisition, activation, and retention, including first-investment conversion, SIP continuity, and cross-sell.
- Familiarity with SEBI norms for investment platforms, including mutual fund distribution, stock broking, KRA/CKYC, and investor disclosures.
- Track record of shipping consumer-facing app or web features at scale, with a strong user-experience focus.
- Digital lending flow exposure is a plus; comfort with APIs, API documentation, partner integrations, and functional specifications is stated.
- Working knowledge of funnels, product analytics tools, and SQL/Excel.
- RBI Digital Lending Guidelines and DPDP Act knowledge is a plus.
- Clear written and verbal communication, stakeholder management, and ability to manage multiple priorities in a fast-paced environment.
Pay and benefits
- Pay is ₹779,006.47–₹1,235,713.64 per year.
- Provident Fund is listed as a benefit.
Work location
- The role is based in Mumbai.
- Work location is in person.
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