AML Analyst

About Apex Group

Role purpose

AML and due diligence

• Conduct customer due diligence, enhanced due diligence, and AML risk assessments for new and existing clients.
• Verify client information, beneficial ownership, and control structures under applicable UK laws and guidance.
• Screen for sanctions, politically exposed persons, and adverse media, escalating results when appropriate.
• Maintain accurate client files and record-keeping.
• Review and resolve onboarding or periodic-refresh discrepancies.
• Identify and escalate suspicious activity, including preparing referrals to the MLRO where appropriate.
• Monitor the client mailbox daily and complete onboarding and enquiries within set timeframes.

Client support and collaboration

• Respond to client AML enquiries and explain due diligence requirements, document standards, onboarding expectations, and timelines.
• Clarify documentation requests and regulatory obligations to support efficient onboarding.
• Liaise with onboarding, client services, and fund administration teams to resolve client issues.
• Work with the financial crime team to apply policies consistently, escalate recurring issues, and support workload prioritization.
• Participate in AML projects, system migrations, and testing of new compliance tools.

Essential skills and experience

• Knowledge of the UK Money Laundering Regulations 2017, JMLSG guidance, the Proceeds of Crime Act 2002, and related financial crime regulations.
• Experience in customer contact roles and ability to communicate professionally with clients about regulatory requirements.
• Ability to analyze ownership structures and identify ultimate beneficial owners.
• Strong attention to detail, organizational skills, and ability to manage multiple tasks in a busy environment.
• Strong risk awareness and ability to identify red flags and escalate appropriately.

Desirable skills and qualifications

• Knowledge of fund administration, private equity, or financial services structures.
• Experience with nominee arrangements or multi-jurisdictional clients.
• Understanding of global AML frameworks, such as FATF, EU AML directives, or Cayman beneficial ownership rules.
• Professional certifications; experience with AML tools and platforms; or exposure to process improvement and system enhancement initiatives.