AML Analyst

Key Responsibilities

• AML / CDD Duties
• Conduct Customer Due Diligence (“CDD”) and Enhanced Due Diligence (“EDD”) and AML risk assessments for new and existing clients.
• Verify client information, beneficial ownership, and control structures in line with UK Money Laundering regulations 2017; Proceeds of Crime Act, JMLSG guidance and the Terrorism Act 2000.
• Conduct screening for sanctions, PEPs, and adverse media, escalating results where appropriate.
• Maintain accurate, up‐to‐date client files in line with record‐keeping requirements.
• Review and resolve discrepancies identified during onboarding or periodic refresh.
• Identify and escalate suspicious activity, including preparation of referrals to the MLRO where appropriate.
• Ensure client mailbox is monitored daily to ensure new investors to be onboarded and any client enquiries are completed within set time periods, in a professional manner.
• Conduct customer risk assessments and ensure risk ratings are supported and documented in accordance with Apex policy.
• Client Enquiry & Support Responsibilities
• Respond promptly and professionally to client AML enquiries, providing guidance on CDD requirements, document standards, and onboarding expectations.
• Clarify documentation requests and regulatory obligations to ensure smooth and efficient onboarding.
• Liaise with internal teams (Onboarding, Client Services, Fund Administration) to resolve issues affecting client experience.
• Maintain high levels of service, ensuring clients understand timelines, outstanding items, and next steps.
• Support clients when regulatory changes impact AML requirements (e.g., updated BO rules, sanctioning rounds).
• Internal Collaboration
• Work with Financial crime team to ensure consistent application of policies.
• Escalate recurring issues and recommend cess improvements to the DMLRO on.
• Support team workload distribution, prioritising risk and deadlines.
• Participate in internal AML projects, system migrations, or testing of new compliance tools.
• Essential Skills & Experience
• Knowledge of UK Money Laundering Regulations 2017, JMLSG Guidance, Proceeds of Crime Act 2002 and associated financial crime regulatory requirements.
• undefinedExperience in customer contact roles, ability to communicate with clients on a professional level Ability to analyse ownership structures and identify ultimate beneficial owners.Strong communication skills, especially when dealing with clients and explaining regulatory requirements. Competent attention to detail and strong organisational skills. Ability to manage multiple tasks in a busy working environment. Strong risk awareness with the ability to identify red flags and escalate appropriately.
• Desirable Skills & Qualifications
• Knowledge of fund administration, private equity, or financial services structures. Experience working with nominee arrangements or multi‐jurisdictional clients. Understanding of global AML frameworks (FATF, EU AML directives, Cayman BO rules, etc.). Professional certifications Experience using platforms such as World‐Check, RDC, LexisNexis, or Alessa. Exposure to process improvement or system enhancement initiatives. Proficiency in using AML/KYC platforms, screening tools, and workflow systems
• Personal Attributes
• Professional and client‐focused approach. Strong ethical mindset and commitment to confidentiality. Proactive, curious, and willing to challenge where necessary. Team‐player with willingness to support colleagues and share knowledge.
• Disclaimer: Unsolicited CVs sent to Apex (Talent Acquisition Team or Hiring Managers) by recruitment agencies will not be accepted for this position. Apex operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our exclusive recruitment partners.